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3520 Needles Hwy #89, Needles, CA, 92363

2beds
1baths
680sqft
$299,000
$440price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Welcome to Rainbow Beach Resort!! Enjoy riverfront living in this brand-new home located in Rainbo Beach Resort, just 1 mile up-river from the Needles Bridge in a deep-water section of the river. This property offers beautiful views and access to great community amenities including a pool, on-site restaurant, boat launch ramp, and new docks. The home features 9’ ceilings, 8’ interior doors, quartz countertops, custom cabinets, and brand-new flooring throughout. Built with 2x6 walls for enhanced insulation, the home also includes central heating and air for year-round comfort. Relax on the covered 6’ deep front deck and enjoy the river views. The home measures 38’ x 20’ and offers additional potential with space to build a 20’ x 28’ garage. The garage could be built with a second story for a master suite with river views! A great opportunity for a vacation home, weekend getaway, or riverfront living in a resort-style community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Needles Middle SchoolGrades 6-82.1 mi
4/10
Needles High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Quartz Counters,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Open Floorplan,Quartz Counters,Recessed Lighting
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 680 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counters

Property

Details

  • Parcel number: 0660161090000
  • On leased land: Yes
  • Lease amount: 600
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Awning(s),Dock
  • Has spa: Yes
  • Spa features: Community
  • Has view: Yes
  • View description: Desert,Mountain(s),Neighborhood,Panoramic,River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,River Front

Lot

  • Lot size: 1,800 sqft
  • Features: Close to Clubhouse

Parking

  • Parking features: Boat

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$326$3,912
Property Taxes $181$2,172
Electricity $398$4,786
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 92363$86
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92363$111
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$299,000
2026-03-10Listed for sale$325,000
2025-10-30Listing removed--
2025-08-01Listed for sale$299,000

For Sale by Agent

AgentKimberli Willis
BrokerageRiver Sisters Realty

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