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600B Camino del Medio, Taos, NM, 87571

2beds
2baths
1,855sqft
$945,000
$509price/sqft
$5,474/moest. monthly cost
$218,960/yrincome needed

About This Home

Water Rich Estate With Custom Built Residence On The Rio Fernando River~ Conveniently tucked at the end of a private ¼-mile road within a vibrant, pastoral expanse, this incredibly solid, meticulously hand-built home delivers ultimate privacy just 2.2 miles from Taos Plaza. Surrounded by generational grazing lands that guarantee magical, unobstructed 360-degree Taos Mountain views, the fully fenced 2.3-acre sanctuary features direct Rio Fernando frontage and two acres of Jose Venito Martinez (JVM) acequia rights. The fertile grounds are an agricultural and wildlife haven, hosting three thriving giant willow trees, young fruit trees, established organic gardens, a hoop house, and visits from deer, foxes, and diverse birdlife, while beavers and river otters frequent the river. Custom-crafted down to the studs by the current owners, the 2-bedroom, ADA-compliant 2-bathroom residence highlights 9-foot ceilings, radiant wood-plank tile floors, and bespoke live-edge windowsills uniquely milled from local aspen, pine, and juniper. A highly functional kitchen with knotty alder cabinets and marble counters opens directly into an 8'x25' sunroom engineered for cultivating global flora year-round. Built like a fortress for unmatched efficiency, the fire-rated structure is fortified with R24 rigid foam walls, an R80 blown-insulation roof, Hardie siding, and Pella windows, all completely offset by a fully owned 6.5 KW solar array and twelve 180W batteries. An oversized, heated two-car garage houses an advanced whole-health water filtration system and connects to a dedicated workshop, while a separate bonus room serves as the perfect art studio or office. Rounding out this equestrian-friendly, village-residential property are utility sheds, an RV pad with hookups, and a large Hotspring tub on the west-facing porch for constant relaxation. From the meandering waters of the Rio Fernando to the absolute solidity of the custom-built residence, opportunities to own a water-rich estate of this caliber are exceedingly rare. Zones R-3, this location also offers the rare opportunity to develop multiple homes or a multi-family complex if one desires. Schedule your private showing today to see it for yourself.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
--

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Metal,Pitched
  • Construction materials: Frame,Other

Other

  • Builder name: Kanthack

Type & Style

  • Home type: SingleFamily
  • Architectural style: Territorial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Carpet,Tile
  • Fireplace features: None

Heating

  • Heating features: Hot Water,Radiant

Interior Area

  • Total structure area: 3,442
  • Total interior livable area: 1,855 sqft

Property

Details

  • Zoning description: County
  • Horse amenities: Horses Allowed

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway,Hot Tub/Spa,Shed
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Pipe
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Stream
  • Frontage type: Waterfront
  • Topography of land: CanyonValley
  • Horses can be raised: Yes

Lot

  • Lot size: 2.35 Acres
  • Features: Garden,Level,Trees,Views,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Avalanche
Cold Wave
Wildfire

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$281$3,372
Property Taxes $267$3,204
Electricity $148$1,780
Total$5,474$65,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,680/yr
40% on housing$164,220/yr
45% on housing$145,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$509This listing

vs Other Active Listings

Avg $/sqft

ZIP 87571$263
Taos County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 87571$317
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-07Listed for sale$945,000
2026-01-29Listing removed$998,000
2025-11-30Price change$998,000
2025-09-26Price change$1,150,000
2025-08-02Listed for sale$1,200,000

For Sale by Agent

AgentRyan Trujillo
BrokerageBerkshire Hathaway HomeServices Taos Real Estate

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