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616 S Elm St, High Point, NC, 27262

3beds
2baths
1,520sqft
$280,000
$184price/sqft
$1,967/moest. monthly cost
$78,680/yrincome needed

About This Home

Welcome to this beautiful new construction home in the heart of High Point! Featuring 3 spacious bedrooms, 2 full bathrooms, thoughtfully designed, this home offers the perfect blend of comfort and modern style. Situated on a 0.31-acre lot, you’ll enjoy both indoor and outdoor living with a beautiful back deck that’s perfect for relaxing or entertaining. The open layout, fresh finishes, and quality craftsmanship make this home move-in ready and ideal for first-time buyers or anyone looking for low-maintenance living. As an added bonus, sellers are willing to install a fence with an acceptable offer. Conveniently located near shopping, dining, and major highways, don’t miss your chance to make this stunning home yours!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
7/10
Ferndale Middle SchoolGrades 6-80.9 mi
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry
  • Flooring: Vinyl
  • Finished area above ground: 1,520

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2 or more Access Exits

Details

  • Parcel number: 171990
  • Zoning: RM-12
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 0

Parking

  • Parking features: Driveway,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hail
Hurricane
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$159$1,908
Property Taxes $193$2,316
Electricity $200$2,405
Total$1,967$23,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,440/yr
40% on housing$59,010/yr
45% on housing$52,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 27262$117
Guilford County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27262$151
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$280,000
2026-05-28Listed for sale$285,000
2026-04-04Listing removed$285,000
2026-01-22Price change$285,000
2025-09-13Price change$288,000
2025-08-02Listed for sale$289,000

New Construction

AgentAshmit Gurung
BrokerageSmart Move Group

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