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133 SW Monroe Ave, Mayo, FL, 32066

2beds
1baths
1,186sqft
$115,000
$97price/sqft
$947/moest. monthly cost
$37,880/yrincome needed

About This Home

Experience the best of small-town Florida living in this beautifully refreshed 1905 historic cottage located in the heart of Mayo, Florida. This unique property perfectly balances its turn-of-the-century roots with the essential modern upgrades you’ve been looking for, offering all the soul of an "Old Florida" home. The exterior radiates curb appeal, featuring a classic hipped-roof silhouette, fresh low-maintenance siding, and an iconic white picket fence that frames the property beautifully. Inside, you will find a home that has been revitalized for the 21st century. The heavy lifting has already been completed with a brand-new architectural shingle roof and updated siding that provides a clean, modern aesthetic. One of the standout features is the expansive, light-filled front porch area—a perfect spot for morning coffee or enjoying the quiet, porch-swing pace of life that Mayo is known for. Perfectly situated for outdoor enthusiasts, this home is just minutes away from the world-famous Suwannee River and Florida’s most breathtaking natural springs, including Lafayette Blue, Peacock, and Troy Springs. Whether you are looking for a peaceful primary residence or a turn-key weekend retreat, this historic gem offers a rare opportunity to own a piece of local history with the peace of mind that comes from major recent renovations. This move-in-ready landmark is waiting for its next chapter to begin in the charming community of Lafayette County.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Construction

Condition

  • Year built: 1905

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove,Washer

Bedroom2

  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Dimensions: 10x10

Family Room

  • Dimensions: 16x16

Features

  • Flooring: Plank,Vinyl

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,186
  • Total interior livable area: 1,186 sqft

Kitchen

  • Dimensions: 10x6

Living Room

  • Dimensions: 0x0

Master Bedroom

  • Dimensions: 12x12

Property

Details

  • Parcel number: 1305110011059000071
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Porch,Screened
  • Fencing: Partial
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport,Two Spaces
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Heat Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Lafayette County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$79$948
Property Taxes $90$1,080
Electricity $197$2,366
Total$947$11,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,468/yr
40% on housing$28,410/yr
45% on housing$25,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 32066$173
Lafayette County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 32066
Lafayette County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$135,000
2022-08-19Sold$99,900
2022-07-21Contingent$99,900
2022-06-28Listed for sale$99,900
2020-05-07Sold$50,000
2020-04-15Pending sale$55,000
2019-12-20Listed for sale$55,000
2019-10-14Listing removed$55,000
2019-04-14Listed for sale$55,000
2019-01-21Listing removed$59,900
2019-01-21Price change$59,900
2018-11-19Price change$59,990
2018-07-24Listed for sale$59,900
2017-08-11Sold$30,000

For Sale by Agent

AgentChannah Galbraith
BrokerageThe American Dream

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