109 Navy Yard Rd, Dracut, MA, 01826
About This Home
Seller offering $3,000 towards buyers closing costs!! Brand new 2025 ranch style home is ready to welcome it's new owners! Offering 2 bedrooms and 2 full bathrooms, perfectly set on a quiet corner lot with easy access to Lowell and major highways, ideal for commuters. Modernly designed for effortless one-level living, this home features sleek finishes and a bright open concept layout with vaulted ceilings and recessed lighting, abundant natural light, and a spacious center island, perfect for entertaining guests. A large slider leads to a private covered patio and backyard, creating the perfect space to unwind. Two generously sized bedrooms, with the primary suite including a large full bath with double vanity, walk-in shower, and ample custom storage. A two-car garage with additional storage adds convenience and functionality. A fantastic opportunity for first-time buyers, downsizers, or anyone seeking modern, low-maintenance living. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Refrigerator
- Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup
Bathroom1
- Features: Bathroom - Full, Bathroom - With Shower Stall, Dryer Hookup - Electric, Washer Hookup
- Level: Main,First
Bathroom2
- Features: Bathroom - Full, Bathroom - With Shower Stall, Closet/Cabinets - Custom Built, Double Vanity
- Level: Main,First
Bedroom2
- Features: Closet, Flooring - Laminate, Attic Access
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Window features: Insulated Windows
- Flooring: Wood Laminate
- Finished area above ground: 1,220
Heating & Cooling
- Heating features: Central,Forced Air,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,220
- Total interior livable area: 1,220 sqft
Kitchen
- Features: Flooring - Laminate, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access
- Level: Main,First
Living Room
- Features: Cathedral Ceiling(s), Flooring - Laminate, Exterior Access, Open Floorplan, Recessed Lighting, Slider
- Level: Main,First
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Closet, Flooring - Laminate
- Level: Main,First
Property
Details
- Parcel number: M:58 L:128,3514816
- Attached to another structure: Yes
- Zoning: R3
Features
- Patio & porch: Porch,Covered
- Exterior features: Porch,Covered Patio/Deck
Lot
- Lot size: 10,013 sqft
- Features: Corner Lot,Level
Parking
- Total spaces: 6
- Parking features: Attached,Garage Door Opener,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $489 | $5,868 |
| Electricity | $354 | $4,259 |
| Total | $4,040 | $48,480 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $624,900 |
| 2026-04-07 | Listing removed | $624,900 |
| 2025-11-12 | Listed for sale | $624,900 |
| 2025-11-06 | Listing removed | $649,000 |
| 2025-10-16 | Price change | $649,000 |
| 2025-09-12 | Price change | $649,900 |
| 2025-07-25 | Listed for sale | $669,900 |
| 2024-01-01 | Listing removed | $699,000 |
| 2023-06-22 | Listed for sale | $699,000 |
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