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3301 Alt #19-lot 509, Palm Harbor, FL, 34683

--beds
0baths
--sqft
$35,000
--price/sqft
$428/moest. monthly cost
$17,120/yrincome needed

About This Home

Empty lot ready or new home in premiere Gulf Coast retirement community. Westwind is a cooperative association where the residents enjoy an active lifestyle in a family friendly environment. The community boasts two pools, a gym and two clubhouses with many coordinated activities. Your lot purchase includes a share in the coop which gives you voting rights and a say in community business. LOCATION LOCATION LOCATION! This hidden gem of a community if located near Ozona and just minutes from beautiful Honeymoon Island. There are multiple options for builders. Come check in with us to view the property and discuss options for building your custom dream retirement home.

Getting Around

32
WalkingCar-Dependent
23
TransitMinimal Transit
46
BikeSomewhat Bikeable

Schools

9/10
Ozona Elementary SchoolGrades PK-50.8 mi
5/10

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Unimproved Land

Property

Details

  • Parcel number: 112815969240005090
  • Special condition: None

Lot

  • Lot size: 3,459 sqft
  • Lot size dimensions: 46 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$34$408
Property Taxes $21$252
Electricity $197$2,366
Total$428$5,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,674/yr
40% on housing$12,840/yr
45% on housing$11,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$282
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-02Listed for sale$35,000

For Sale by Agent

AgentJoseph Cvach
BrokerageCVACH REAL ESTATE SERVICES

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