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340 NE Trestle Dr, Mayo, FL, 32066

2beds
1baths
864sqft
$365,000
$422price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

If you want a turn-key operation, this beautiful Suwannee Riverfront home is perfect for your investment opportunity. Currently, this home is used as a vacation get away for the owners and a VRBO when the owner's are not using it. This unique home sits on the banks of the Suwannee River with a natural spring across the river. Just minutes from from Blue Springs State Park, Peacock Springs State Park, Troy Springs, Suwannee River Wilderness State Trail and many more vacation destinations for outdoor enthusiast. This home sits in Old Florida at its best, with lots of exploring opportunities available via boating, kayaking and hiking on one of the most famous Rivers and in the states parks nearby. In addition, it is fully furnished and comes with several kyak's, boating safety equipment, and an outdoor grill along with a fire pit for evenings outside with friends and family after a wonderful day of enjoyment of hiking or boating, Recent upgrades include a metal roof (2022), new Central AC/heat (2024) and new well pump (2025). Make an appointment now to ensure acquisition of a treasure home along the famous Suwannee River while it last.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Lafayette High SchoolGrades 6-124.6 mi
--

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Range Hood,Refrigerator,Washer,Water Filter - Whole House
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Pantry,Tile Counters
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Master Bathroom

  • Features: Combo Tub & Shower

Master Bedroom

  • Features: Other

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 2804120050000000020

Features

  • Pool features: None
  • Patio & porch: Covered,Porch,Open Deck
  • Exterior features: Balcony,Outdoor Grill
  • On waterfront: Yes
  • Waterfront features: Floating Dock
  • Waterbody name: Suwannee River
  • Frontage length: Waterfront Footage: 150
  • Topography of land: Sloping,Topo Mix

Lot

  • Lot size: 0.70 Acres
  • Features: Typical,Native Plants,Partially Landscaped,Flood Plain

Parking

  • Parking features: Off Street,Under House,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding

FEMA Declared Disasters in Lafayette County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$252$3,024
Property Taxes $492$5,904
Electricity $197$2,366
Total$2,786$33,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 32066$160
Lafayette County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32066
Lafayette County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-24Listed for sale$365,000
2020-09-17Sold$159,900
2020-06-02Price change$159,900
2020-01-17Price change$164,900
2019-10-08Price change$159,900
2019-07-17Listed for sale$164,900
2008-05-04Listing removed$200,000
2008-04-23Price change$200,000
2008-04-06Listed for sale$225,000
2008-02-07Listing removed$225,000
2008-02-01Listed for sale$225,000

For Sale by Agent

AgentRobert Turnipseed
BrokerageHometown Realty of North Fl. Inc.

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