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130 County Road 124, Athens, TN, 37303

3beds
3baths
2,070sqft
$530,000
$256price/sqft
$3,322/moest. monthly cost
$132,880/yrincome needed

About This Home

MOTIVATED SELLER-ALL REASONABLE OFFERS CONSIDERED Discover a rare opportunity to own a modern home that doubles as a proven income-producing investment. Built in 2016, this 3-bedroom, 3-bath home offers a total of 4,140 sq ft, including fully finished basement. Basement is currently generating approximately $3,000 per month in Airbnb income. Situated on 3.33 peaceful acres, this property blends contemporary living with exceptional income potential. The main level features a bright, open layout with a spacious kitchen, modern finishes, and plenty of natural light. The master bedroom includes a walk-in closet and full bath with separate jacuzzi tub and standing shower. The 2 additional bedrooms also include walk-in closets and a shared bathroom, perfect for family or guests Income-Producing Lower Level The finished basement is configured with 4 bonus suites for short-term rentals, while offering a separate entrance for privacy. These units are already generating consistent Airbnb income, with room for growth: one suite is currently owner-occupied, providing $800 month in additional income potential. Unfinished areas are also plumbed for 2 additional bathrooms, creating expansion options. Basement will come turnkey-ready for immediate use or income. Bonus Features Above-ground swimming pool Fiber optic internet Tankless water heater (endless hot water) Level 2 EV charger Fully lit attic with storage space Basement income suites + future build-out potential Fully integrated home networking rack with integrated UPS and CCTV system Ideally located in Athens between Knoxville and Chattanooga! Just 10 minutes from downtown, you'll find Walmart, Belk, Hobby Lobby, Ingles, PetSmart, and more. A brand-new shopping center is opening soon featuring Ulta Beauty, Marshalls, Five Below, Hibbett Sports, and McAlister's Deli Investment Snapshot Airbnb rental history with thousands in annual income Perfect for owner occupants looking to off

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
5/10
Mcminn High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet
  • Flooring: Carpet,Laminate,Tile
  • Fireplace: Yes
  • Finished area above ground: 2,070

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 2,070 sqft

Property

Details

  • Parcel number: 083.03
  • Other equipment: Call Listing Agent,Satellite Dish,TV Antenna

Features

  • Pool features: Above Ground
  • Exterior features: Storage

Lot

  • Lot size: 3.33 Acres
  • Lot size dimensions: 145,490

Parking

  • Parking features: Basement,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance $327$3,924
Property Taxes $141$1,692
Electricity $175$2,103
Total$3,322$39,864

Income You'd Need if You Spent...

35% on housing$113,897/yr
40% on housing$99,660/yr
45% on housing$88,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 37303$140
McMinn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37303$171
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$530,000
2026-02-03Listing removed$549,000
2026-01-08Price change$549,000
2025-11-20Price change$579,000
2025-10-07Price change$599,000
2025-09-03Price change$620,000
2025-08-18Price change$650,000
2025-08-03Listed for sale$700,000

For Sale by Agent

AgentJudy Monico
BrokerageKeller Williams Realty

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