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339 OAK MOSS Drive, Saint Johns, FL, 32259

4beds
4baths
2,516sqft
$789,000
$314price/sqft
$5,118/moest. monthly cost
$204,720/yrincome needed

About This Home

Must see Toll Brothers Home! Picture ending each day with a glass of wine and a glowing sunset over the St. Johns River—all from the privacy of your primary bedroom balcony. Coming Spring 2026. This 4-bed, 3.5-bath luxury townhome in the exclusive Shores at RiverTown invites you to live where elegance meets ease. The open-concept main floor is perfect for lively dinners and quiet mornings alike, while the downstairs guest suite offers privacy for visitors. Upstairs, a versatile loft and spacious bedrooms provide room to relax, work, or play. The primary suite is your personal sanctuary, with sweeping river views that never get old. Outside, the backyard is primed for your dream pool or outdoor kitchen—rare for a townhome. With limited boat slips available just steps away, the riverfront lifestyle you've imagined is within reach. Don't wait—homes like this are few and far between.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Trout Creek AcademyGrades K-82.9 mi
7/10
Bartram Trail High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding,Fiber Cement,Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Craftsman,Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Range,Microwave,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Unit,Sink,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Nook,Eat-in Kitchen,Entrance Foyer,Guest Suite,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Split System,Zoned

Interior Area

  • Total interior livable area: 2,516 sqft

Property

Details

  • Parcel number: 0007270550
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Pond,River,Trees/Woods
  • Has water view: Yes
  • Water view: Pond,River

Lot

  • Features: Many Trees,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$383$4,596
Property Taxes $493$5,916
Electricity $253$3,038
Total$5,118$61,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,474/yr
40% on housing$153,540/yr
45% on housing$136,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 32259$238
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32259$234
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$789,000
2026-01-10Pending sale$789,000
2025-12-09Price change$789,000
2025-11-11Price change$854,000
2025-08-03Listed for sale$899,000

New Construction

AgentASHLEY TESS RICHINS
BrokerageJACKSONVILLE TBI REALTY, LLC

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