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555 4th St #3, Vero Beach, FL, 32962

3beds
2baths
0sqft
$71,500
--price/sqft
$708/moest. monthly cost
$28,320/yrincome needed

About This Home

Welcome to easy Florida living in this beautifully maintained 2022 manufactured home offering 3 bedrooms, 2 full baths, and a bright open-concept layout that feels both spacious and inviting. Lightly used and move-in ready, this home gives you the peace of mind of newer construction without the wait. The flowing floor plan is perfect for everyday living and entertaining, with a seamless connection between the kitchen, dining, and living areas. Natural light fills the space, creating that warm, coastal vibe everyone is chasing when they move to sunny Vero Beach. Located just minutes from sandy beaches, fishing spots, and local shopping, you will enjoy the best of Florida right at your fingertip, whether it is a morning walk by the water or an afternoon browsing your favorite shops. Set in a community with lower lot rent, this home offers an affordable way to enjoy full-time Florida living without sacrificing comfort or location. If you have been waiting for something newer, low-maintenance, and close to everything.. This is it.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
6/10
Oslo Middle SchoolGrades 6-81.4 mi
5/10
Vero Beach High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 864

Property

Details

  • On leased land: Yes
  • Lease amount: 612

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $361$4,332
Home Insurance *$108$1,296
Property Taxes $42$504
Electricity $197$2,366
Total$708$8,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,274/yr
40% on housing$21,240/yr
45% on housing$18,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 32962$119
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32962$208
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-03Listed for sale$71,500

For Sale by Agent

AgentJacquelyne Stasonis
BrokerageFour Star Homes, Inc.

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