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5820 Freeland Bay N, Hugo, MN, 55038

5beds
4baths
4,187sqft
$824,900
$197price/sqft
$5,563/moest. monthly cost
$222,520/yrincome needed

About This Home

Welcome to the kind of home that just feels right the moment you walk in. Imagine starting your mornings in a sun-filled kitchen, coffee in hand, gathered around an oversized island designed for everything from quiet mornings to lively weekends with friends. The gourmet kitchen is truly the heart of the home, where cooking feels less like a task and more like an experience. Upstairs, life flows effortlessly. There’s space for everyone, whether it’s cozy movie nights, kids’ hangouts, or a quiet retreat at the end of a long day. The owner’s suite is your personal escape, complete with a spa-like bath where you can unwind and reset in this amazing freestanding tub. The lower level opens up even more possibilities for game nights, hosting guests, or creating the ultimate entertainment space. It’s the kind of home that adapts to your life, whatever that looks like. But what really sets this home apart is what’s just outside your door. Step out to your walkout backyard and take in peaceful views of greenspace and water. Picture summer evenings with kids playing in the yard, or a quiet walk along the nearby trails winding between ponds and wetlands. It’s a rare blend of privacy and connection to nature - without giving up convenience. And when you’re ready to get out, the neighborhood offers everything from a park with a gazebo to basketball, tennis, and pickleball courts - making it easy to stay active and connected. This isn’t just a home - it’s where everyday moments become the ones you’ll remember. Self-guided tours are available daily from 8am–8pm, so you can experience it on your schedule. And with $25,000 towards financing incentives with preferred lender/title available, it’s the perfect time to make your move.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Mahtomedi Middle SchoolGrades 6-86.3 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete

Other

  • Builder name: ROBERT THOMAS HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Wall Oven,Washer
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Full,Concrete,Partially Finished,Sump Pump

Bedroom

  • Level: Upper
  • Area: 288
  • Dimensions: 16x18

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Level: Basement
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 899
  • Finished area above ground: 2,849

Flex Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Great Room

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,187
  • Total interior livable area: 4,187 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Laundry

  • Level: Upper
  • Area: 63
  • Dimensions: 9x7

Recreation Room

  • Level: Basement
  • Area: 288
  • Dimensions: 16x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2903121440021
  • Zoning description: Residential-Single Family
  • Foundation area: 1338

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Other

Lot

  • Lot size: 0.30 Acres
  • Features: Sod Included in Price
  • Lot size dimensions: 57.60 x 168.85 x 135.82 x 140.00

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$393$4,716
Property Taxes $646$7,752
Electricity $353$4,237
Total$5,563$66,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,731/yr
40% on housing$166,890/yr
45% on housing$148,346/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$216
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$849,900
2026-04-02Price change$884,750
2025-08-04Listed for sale$895,470

New Construction

AgentAllison Hein
BrokerageRobert Thomas Homes, Inc.

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