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48091 E Lyons Mill City Dr, Lyons, OR, 97358

3beds
1baths
1,280sqft
$399,000
$312price/sqft
$2,552/moest. monthly cost
$102,080/yrincome needed

About This Home

Lyons address but is closer to Mill City. Right across the road from Frank Lumber Co. +- 5 acres. Fenced and crossed fenced. 2 barns, machine shed, sheds & chicken coop. Plenty of room for all your animals and toys. Primary bedroom on main level. Cozy woodstove in living room. Needing a little TLC but well worth it. Located in the UGB. Buyer to complete own due diligence on use and future use. Buyer to verify possible future use due to the zoning.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Continuous
  • Roof: Metal or Aluminum
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Area (Combination)
  • Level: Main

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Living Room,Stove,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Zoning: UGA
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Blue
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 5.05 Acres
  • Features: Irregular Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Strong Wind
Cold Wave
Heat Wave
Lightning
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Linn County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$117$1,404
Property Taxes $242$2,904
Electricity $176$2,119
Total$2,552$30,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,497/yr
40% on housing$76,560/yr
45% on housing$68,053/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 97358$220
Linn County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 97358$321
Linn County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentDONNA TOLINE
BrokerageDat Real Estate Solutions, Pc

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