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1117 N Martin Luther King Jr St, Natchez, MS, 39120

3beds
1baths
1,708sqft
$95,000
$56price/sqft
$825/moest. monthly cost
$33,000/yrincome needed

About This Home

Great Investment Property! 3 Bedroom 1 Bathroom Property being sold in ''AS IS'' condition. There is plenty of parking space available with the accommodation of a spacious yard. All measurements are estimates and should be verified by an appropriate professional.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
5/10
Natchez High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Other
  • Roof: Slate
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,708
  • Total interior livable area: 1,708 sqft

Property

Details

  • Parcel number: 002400010002

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Fencing: None

Lot

  • Lot size: 0.47 Acres
  • Features: City Lot,Wooded
  • Lot size dimensions: 100 x 190

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$113$1,356
Property Taxes $40$480
Electricity $192$2,304
Total$825$9,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,285/yr
40% on housing$24,750/yr
45% on housing$22,000/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$115
Adams County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$95,000
2026-02-17Listed for sale$89,900
2026-02-05Listing removed$89,000
2025-08-05Listed for sale$89,000

For Sale by Agent

AgentJoyce J Cornett
BrokeragePaul Green & Associates Realtors

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