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435 N Summit Ave, Tea, SD, 57064

2beds
2baths
1,085sqft
$363,500
$335price/sqft
$2,813/moest. monthly cost
$112,520/yrincome needed

About This Home

The Redrock is an open concept, ranch floorplan with 1085 sqft on the main level. This floorplan entails 2 beds, 2 baths an open living space with vaulted ceilings in the living and dining areas. The main living space is open to the kitchen with an island and has a swing door to a covered deck for convenient entertaining. The bedrooms are separated by the main living area that boasts vinyl plank flooring for a clean, cohesive look. The master bedroom features a trey ceiling and ¾ bath with a tiled walk-in shower and a WIC. The main floor is finished out with mud room off the garage containing the laundry and a bench and hooks for a drop zone. The basement has potential for 2 more bedrooms, both with walk-in closets, a full bathroom and a large family room. The garage is insulated and finished to firewall.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Tea Area Elementary - 01Grades K-51.1 mi
6/10
7/10
Tea Area High School - 03Grades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Hard Board,Brick

Other

  • Builder name: Nielson Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 80

Features

  • Master Downstairs,Vaulted Ceiling(s),Tray Ceiling(s),Master Bath,Main Floor Laundry
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,085

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,085 sqft

Kitchen

  • Level: Main
  • Area: 80

Living Room

  • Level: Main
  • Area: 182

Master Bedroom

  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: TBD

Lot

  • Lot size: 9,143 sqft
  • Features: City Lot
  • Lot size dimensions: 127x72

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters in Lincoln County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,838$22,056
Home Insurance $196$2,352
Property Taxes $633$7,596
Electricity $146$1,755
Total$2,813$33,756

Income You'd Need if You Spent...

35% on housing$96,445/yr
40% on housing$84,390/yr
45% on housing$75,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 57064$209
Lincoln County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 57064$191
Lincoln County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$363,800

New Construction Spec

AgentAmanda J Treloar
BrokerageHouse 2 Home LLC

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