405 N Summit Ave, Tea, SD, 57064
About This Home
Welcome to this beautifully designed ranch home offering the perfect combination of comfort, space, and functionality. The main floor features an open-concept layout with vaulted ceilings that create a bright and inviting atmosphere throughout the living room, dining area, and kitchen. The kitchen offers a center island, ample cabinetry, and a layout ideal for both everyday living and entertaining. The primary suite provides a private retreat with a walk-in closet and ensuite bath, while two additional bedrooms, a full bathroom, and convenient main-floor laundry complete the main level. The unfinished basement offers incredible potential for future expansion, with room to add additional bedrooms, a family room, bathroom, and plenty of storage space—allowing you to customize the home to fit your needs for years to come. An attached 2-stall garage adds convenience and extra storage. With its desirable ranch-style design, functional floor plan, and opportunity for future growth, this home is ready for its next owner to make it their own. The garage is insulated & finished to fire wall.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Composition
- Construction materials: Hard Board,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Microwave,Dishwasher,Refrigerator
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Main
- Area: 100
Bedroom3
- Level: Main
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 70
Features
- 3+ Bedrooms Same Level,Main Floor Laundry,Master Bath,Vaulted Ceiling(s)
- Flooring: Laminate,Tile
- Finished area below ground: 0
- Finished area above ground: 1,171
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,171 sqft
Kitchen
- Level: Main
- Area: 88
Living Room
- Level: Main
- Area: 168
Master Bedroom
- Level: Main
- Area: 165
Property
Details
- Parcel number: TBD
Features
- Patio & porch: Deck
Lot
- Lot size: 6,351 sqft
- Features: City Lot
- Lot size dimensions: 127X50
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Ice Storm
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,041 | $24,492 |
| Home Insurance | $218 | $2,616 |
| Property Taxes | $704 | $8,448 |
| Electricity | $146 | $1,755 |
| Total | $3,109 | $37,308 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Listed for sale | $403,800 |
For Sale by Agent
View on Zillow