See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

25105 Water Ln, Monroe, OR, 97456

4beds
3baths
3,063sqft
$850,000
$278price/sqft
$5,514/moest. monthly cost
$220,560/yrincome needed

About This Home

Welcome to this stunning newer construction home, built in 2022, offering the perfect blend of modern comfort and peaceful country living. Nestled on just under 12 beautiful acres, this spacious two-story residence features 4 bedrooms and 2.5 bathrooms, all thoughtfully designed with both style and functionality in mind. Step inside to an inviting open-concept layout where the living room, dining area, and kitchen seamlessly flow together—ideal for everyday living and entertaining. Enjoy the expansive back deck to enjoy beautiful eastern mountain range views for miles, and some of the most beautiful sunrises Oregon has to offer. The kitchen is complete with quartz countertops, a large island with seating, stainless steel appliances, and a generous walk-in pantry. The expansive primary suite features a large bedroom, bathroom with double vanity, tub, walk-in shower, and a walk-in closet. Downstairs, a dedicated office offers flexibility and could easily serve as a 5th bedroom if needed. Take in the breathtaking mountain views from your own property, where wide open space offers endless possibilities. For added peace of mind, the home is equipped with a fire suppression system. This is a rare opportunity to enjoy modern living, scenic surroundings, and room to grow—all in one exceptional property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Monroe Grade SchoolGrades K-83.7 mi
4/10
Monroe High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave,Stainless Steel Appliance(s),Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 143

Bedroom3

  • Level: Upper
  • Area: 132

Bedroom4

  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90

Features

  • Ceiling Fan(s),High Ceilings,Quartz,Kitchen Island,Pantry
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Wall to Wall Carpet

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 3,063
  • Total interior livable area: 3,063 sqft

Kitchen

  • Level: Main
  • Area: 208

Living Room

  • Level: Main
  • Area: 380

Master Bedroom

  • Level: Upper
  • Area: 323

Property

Accessibility

  • Accessibility features: Garage On Main,Kitchen Cabinets,Accessibility

Details

  • Parcel number: 421631
  • Zoning: RR5

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Deck
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 11.94 Acres
  • Features: Gated,Hilly,Pasture,Trees,Wooded,Acres 10 to 20

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street,RV Access/Parking,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Benton County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$88$1,056
Property Taxes $851$10,212
Electricity $277$3,335
Total$5,514$66,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,051/yr
40% on housing$165,420/yr
45% on housing$147,040/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 97456$288
Benton County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 97456$403
Benton County$297

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$875,000
2026-04-17Listed for sale$900,000
2020-09-14Sold$150,000

For Sale by Agent

AgentChristopher Mackey
BrokerageWindermere RE Lane County

Similar Homes