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8922 Witter Ln, Temple, TX, 76502

4beds
2baths
2,176sqft
$295,000
$136price/sqft
$2,216/moest. monthly cost
$88,640/yrincome needed

About This Home

**Motivated Seller. Bring an offer** Beautiful Ranch Style fully renovated 28X76 double Wide Manufactured home with 4Bed/2bath in fenced quiet neighborhood and 1 mobile homes with 3Bed/2bath each. Having great cash flow potential of $4780 [1295+1495+1395+595]. Please refer lease listings in CTX MLS492720, MLS 492723,MLS 492734, MLS 492744. Ideal for owner occupant having opportunity to enjoy rental income.Owner/Agent.Owner financing $50k downpayment, sales price $350k, 7.99%, 3yr balloon, 30yr amortization. Terms negotiable

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
5/10
Belton MiddleGrades 6-84.4 mi
6/10
Belton High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 2000

Materials

  • Roof: Metal, Shingle, Synthetic

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Flooring: No Carpet,Tile,Wood
  • Number of fireplaces: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,176 sqft

Property

Details

  • Parcel number: 65031
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Patio & porch: See Remarks,Deck,Porch
  • Fencing: Back Yard, Fenced
  • Has view: Yes
  • View description: Neighborhood,Skyline
  • Waterfront features: None

Lot

  • Lot size: 2.65 Acres
  • Features: See Remarks,Alley Access,Private Maintained Road

Parking

  • Parking features: Off Street,Outside,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$190$2,280
Property Taxes $297$3,564
Electricity $238$2,867
Total$2,216$26,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,977/yr
40% on housing$66,480/yr
45% on housing$59,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$143
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$295,000
2025-11-17Listed for sale$350,000
2025-10-21Listing removed$1,395
2025-09-29Price change$1,395
2025-08-22Price change$1,495
2025-08-05Listed for rent$1,695
2024-07-21Listing removed--
2024-06-19Price change$1,395
2024-06-06Price change$1,495
2024-05-03Price change$1,595
2024-04-11Listed for rent$1,695
2023-12-02Listing removed--
2023-11-09Price change$1,495
2023-10-04Price change$1,695
2023-09-16Price change$1,895
2023-06-10Price change$2,295
2023-06-05Listed for rent$1,795

For Sale by Agent

AgentGiby Parackal
BrokeragePSG Real Estate Services LLC

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