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14940 Kelly St, Spring Lake, MI, 49456

3beds
3baths
2,430sqft
$699,900
$288price/sqft
$4,605/moest. monthly cost
$184,200/yrincome needed

About This Home

UNDER CONSTRUCTION - SPRING LAKE! This JD Fisher custom build is situated in Kelly Woods on 2.6 acres with views of the woods and ravine. The home consists of 3 bedrooms and 2.5 baths on the main level. The walk out basement has potential of 2 more bedrooms and is plumbed for a bathroom. The home boasts a 3 car garage. Interior upgrades include 9' main floor ceilings with cathedral ceiling in the living and kitchen area, expansive kitchen cabinet layout, quartz kitchen countertops, and tile backsplash. Spacious open concept living area offers a slider to the 12' x 18' deck. Walkin tile shower. Serene and private for guests complete the main level. The walkout lower level is finished with a family room and bedroom. Private and serene, yet just minutes from Spring Lake. Builder to verify finishes and final sale price prior to accepting an offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
7/10
Fruitport Middle SchoolGrades PK,6-82.3 mi
5/10
Fruitport High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Center Island,Pantry
  • Window features: Low-Emissivity Windows,Screens,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 2,430 sqft

Property

Details

  • Parcel number: PO 700312100009

Features

  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 2.60 Acres
  • Features: Wooded
  • Lot size dimensions: 178 x 660

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$201$2,412
Property Taxes $600$7,200
Electricity $265$3,180
Total$4,605$55,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,885/yr
40% on housing$138,150/yr
45% on housing$122,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 49456$286
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49456$228
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-05Listed for sale$699,900

New Construction

AgentMark D Gleason
BrokerageColdwell Banker Woodland Schmidt Grand Haven

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