See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4689 E State Road 45, Bloomington, IN, 47408

2beds
5baths
1,419sqft
$529,000
$373price/sqft
$3,429/moest. monthly cost
$137,160/yrincome needed

About This Home

Historic Fox Farm Property with Buildable Lot – Less Than 1 Mile to Indiana University Rare opportunity to own a 2.59-acre historic property at 4689 E. State Road 45. This parcel is part of the original Fox Farm brick homestead, which was later developed into the Prairie Green subdivision, and represents Lot 2 of that division. The property combines historic character, modern updates, and exceptional flexibility in one of Bloomington’s most desirable locations. The main Craftsman-style bungalow (~1,419 sq ft) offers 2 bedrooms and 2.5 baths, recently renovated and fully furnished, featuring comfortable living spaces, a spacious primary suite, and an unfinished basement for storage or expansion. A separate secondary residence (~1,000 sq ft) includes 2 bedrooms and 1.5 baths, also fully furnished, ideal for multi-generational living, guests, or rental possibilities. The property also includes a detached two-bay garage with attached office/studio space. The 2.59-acre parcel includes undeveloped land with potential for a new single-family home, offering rare building flexibility this close to town. Located less than 1 mile from Indiana University and minutes from Eastside shopping, restaurants, and services, with nearby schools including University Elementary, Tri-North Middle, and Bloomington North High. A unique combination of historic setting, multiple residences, acreage, and future building potential.

Getting Around

4
WalkingCar-Dependent
20
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

8/10
7/10
Tri-North Middle SchoolGrades 7-83.8 mi
9/10

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 108

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,419

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,409
  • Total interior livable area: 1,419 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: 530525302001.000004

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.59 Acres
  • Features: Level,Rolling Slope
  • Lot size dimensions: 0x0

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$245$2,940
Property Taxes $326$3,912
Electricity $184$2,212
Total$3,429$41,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,565/yr
40% on housing$102,870/yr
45% on housing$91,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 47408$177
Monroe County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 47408$161
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$529,000
2026-04-05Listing removed$579,000
2026-03-08Price change$579,000
2026-02-11Price change$599,000
2026-01-12Price change$625,000
2025-11-26Pending sale$639,000
2025-10-07Price change$639,000
2025-09-12Price change$649,000
2025-08-05Listed for sale$750,000

For Sale by Agent

AgentJanet Lane
BrokerageCentury 21 Scheetz - Bloomington

Similar Homes