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46084 Cape Hatteras Ln Unit 29, Buxton, NC, 27920

3beds
3baths
1,749sqft
$396,000
$226price/sqft
$2,454/moest. monthly cost
$98,160/yrincome needed

About This Home

Experience the comfort of simple coastal living in this beautifully updated oceanside duplex, originally designed as housing for families of the United States Coast Guard and now tastefully transformed as a charming townhouse retreat. Offering approximately 1,749 square feet, this inviting home features three bedrooms and two-and-a-half baths making it ideal for an investment, second home or year-round living. The adjoining townhouse is also available for purchase, presenting a rare chance to own both sides of this unique coastal property. Inside, the home features luxury vinyl plank flooring throughout, offering both durability and style for easy beachside living with natural light galore. The kitchen and baths showcase sleek quartz surfaces, providing a clean, contemporary look that compliments the home’s coastal feel. Outdoor living is just as inviting. Enjoy ocean breezes from the front deck or chill on the screened-in porch after a day in the sun. Ideally located just moments from the iconic Cape Hatteras Lighthouse and only a short walk to the shores of the Atlantic Ocean, this property captures the best of Hatteras Island living.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Frame,Lap Siding,Wood,Composite Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Coastal
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,924
  • Total interior livable area: 1,749 sqft

Property

Details

  • Zoning: None

Features

  • Patio & porch: Screened
  • Has view: Yes
  • View description: Ocean,Park/Greenbelt
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: None

Lot

  • Lot size: 1,742 sqft
  • Features: Adj. To Common Area,Cul-De-Sac,Level
  • Lot size dimensions: 1689

Parking

  • Parking features: Paved,Underground
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,002$24,024
Home Insurance *$84$1,008
Property Taxes $168$2,016
Electricity $200$2,405
Total$2,454$29,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,137/yr
40% on housing$73,620/yr
45% on housing$65,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 27920$250
Dare County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 27920$195
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$396,000
2025-12-28Listing removed$440,000
2025-08-05Listed for sale$440,000

For Sale by Agent

AgentElaine C Whitaker
BrokerageNC 12 Realty

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