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4160 M35 State Highway, Escanaba, MI, 49829

3beds
2baths
2,094sqft
$139,000
$66price/sqft
$1,136/moest. monthly cost
$45,440/yrincome needed

About This Home

Lakefront Opportunity! This property offers breathtaking water views and 75 feet of Lake Michigan sandy beachfront with direct access-perfect for enjoying all that lake life has to offer. Please note: this property is in need of extensive repairs beyond cosmetic updates. Known issues include a broken floor joists and areas of the foundation that will require replacement. This is an ideal opportunity for investors, contractors, or buyers looking for a prime waterfront location. Bring your vision and make this lakefront property your own! Home will not pass most financing options. Cash, construction loan, or in house only.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
Lemmer Elementary SchoolGrades 1-23.0 mi
7/10
Escanaba Middle SchoolGrades 3-53.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 204

Bedroom2

  • Level: Main
  • Area: 130

Bedroom3

  • Level: Main
  • Area: 252

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,094

Heating & Cooling

  • Heating features: Boiler,Radiant,Natural Gas,In Floor
  • Cooling features: None

Interior Area

  • Total structure area: 2,094
  • Total interior livable area: 2,094 sqft

Property

Details

  • Parcel number: 2100906201400
  • Zoning: residential
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fence Owned
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Great Lake,Waterfront
  • Waterbody name: Lake Michigan
  • Frontage length: 75

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 75 x 328 x 111 x 217

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Inland Flooding
Tsunami

FEMA Declared Disasters in Delta County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$84$1,008
Property Taxes $122$1,464
Electricity $228$2,740
Total$1,136$13,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,948/yr
40% on housing$34,080/yr
45% on housing$30,293/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 49829$103
Delta County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 49829$124
Delta County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$147,000

For Sale by Agent

AgentCHRISTINA KING-CARON
BrokerageUPWARDS REAL ESTATE

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