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13955 Old Coast RD #804, Naples, FL, 34110

4beds
5baths
3,290sqft
$4,200,000
$1,277price/sqft
$27,884/moest. monthly cost
$1,115,360/yrincome needed

About This Home

NEW CONSTRUCTION TOWER 500- READY END OF 2026! 804 Tower 500 – Kalea Bay’s Premier 4-Bedroom Residence with the Largest Lanai. Kalea Bay has already established itself as one of Naples’ most coveted addresses, setting a new standard for luxury coastal living. And now, with the arrival of Residence 804 in Tower 500, you have the opportunity to secure a home that blends elegance, space, and one of the most enviable outdoor living areas in the entire community. This 4-bedroom, 4.5-bath residence offers 3983 total sqft designed with an open flow and generous proportions. But what truly sets the 04 floor plan apart is its wraparound lanai—the largest in Tower 500—which extends across the living area and in front of the master suite. Both the great room and the master bedroom feature full-height sliding glass doors that open to this extraordinary terrace, creating a seamless connection between indoor and outdoor living. The primary suite is a private sanctuary with terrace access, dual walk-in closets, and a spa-like bath. Each of the three additional bedrooms includes its own ensuite bath, ensuring comfort and privacy for family and visitors alike. The kitchen features Wolf and Sub-Zero appliances, custom cabinetry, and an expansive island perfect for gathering and entertaining. The open-concept design flows into the spacious dining and living areas, all framed by floor-to-ceiling sliding glass doors showcasing the view. Rooftop pool and sky lounge: As an owner at 804 Tower 500, you’ll enjoy access to the world-class Kalea Bay Club: Three spectacular resort-style pools—including an adults-only pool, family pool, and children’s pool Multiple full-service restaurants for indoor and al fresco dining.State-of-the-art wellness center and spa services. Tennis and pickleball courts for recreation, Guest suites for visiting friends and family and vibrant social calendar of events and activities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
10/10
6/10
Aubrey Rogers High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Rolled/Hot Mop
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Family, Dining - Living

Features

  • Built-In Cabinets,Custom Mirrors,Fire Sprinkler,Laundry Tub,Smoke Detectors,Walk-In Closet(s),Window Coverings,Guest Bath,Guest Room,Laundry in Residence,Open Porch/Lanai
  • Door features: Impact Resistant Doors
  • Window features: Thermal,Window Coverings,Impact Resistant Windows
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,983
  • Total interior livable area: 3,290 sqft

Kitchen

  • Features: Gas Available, Island, Walk-In Pantry

Property

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Open Porch/Lanai
  • Has view: Yes
  • View description: Bay,Gulf,Gulf and Bay,Mangroves
  • Has water view: Yes
  • Water view: Bay,Gulf,Gulf and Bay
  • On waterfront: Yes
  • Waterfront features: Basin,Bay,Mangrove
  • Frontage type: Bay/Harbor

Parking

  • Total spaces: 2
  • Parking features: Assigned,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,237$254,844
Home Insurance *$4,251$51,012
Property Taxes $2,065$24,780
Electricity $331$3,973
Total$27,884$334,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$956,022/yr
40% on housing$836,520/yr
45% on housing$743,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,277This listing

vs Other Active Listings

Avg $/sqft

ZIP 34110$447
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34110$396
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-12Price change$4,200,000
2025-08-06Listed for sale$4,185,000

For Sale by Agent

AgentInga Lodge
BrokerageLuxe Naples Real Estate

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