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12 Holden Square, Lakewood, NJ, 08701

5beds
6baths
3,128sqft
$1,200,000
$384price/sqft
$8,358/moest. monthly cost
$334,320/yrincome needed

About This Home

Stunning new construction duplex in desirable Holden Square, offering just under 3,200 sq ft of beautifully designed living space. This upgraded end unit sits on a premium oversized lot of 11,621 sq ft, providing added privacy and outdoor potential. The main level features elegant hardwood flooring throughout and includes a spacious eat-in kitchen, formal dining room, living room, family room, mudroom, powder room, and a rough-in for a Pesach kitchen. A private office space with a separate entrance adds flexibility for work or guests. Upstairs also boasts hardwood flooring throughout, highlighted by a luxurious primary suite with an ensuite full bathroom and two walk-in closets. Four additional bedrooms, two full bathrooms, and a convenient laundry room complete the second floor. The fully finished basement adds exceptional value, featuring four additional bedrooms and two full bathrooms. A raw attic offers the opportunity for future customization and expansion. Don't miss this rare opportunity to own a premium home in a sought-after location--the last home remaining!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
6/10
Lakewood Middle SchoolGrades 6-83.1 mi
3/10
Lakewood High SchoolGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes

Type & Style

  • Home type: MultiFamily
  • Property subType: Single Family Residence,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: 2 Zoned Heat
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 3,128
  • Total interior livable area: 3,128 sqft

Property

Details

  • Parcel number: 0000
  • Zoning description: Residential

Features

  • Stories: 2

Lot

  • Features: Cul-De-Sac

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Lightning
Cold Wave
Earthquake
Hurricane
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$527$6,324
Property Taxes $1,420$17,040
Electricity $344$4,137
Total$8,358$100,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$286,560/yr
40% on housing$250,740/yr
45% on housing$222,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 08701$265
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08701$276
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$1,200,000
2026-04-17Listed for sale$1,200,000
2026-03-07Listing removed$1,200,000
2026-01-14Price change$1,200,000
2025-12-02Price change$1,250,000
2025-08-06Listed for sale$1,300,000

New Construction

AgentAvigail Silberman
BrokerageHomeSmart First Advantage

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