13112 2nd St NE, Spicer, MN, 56288
About This Home
I'll call this a little bit of paradise, Lake Florida is located just 100 miles straight West of the twin cities in the Little Crow Lake Region It's a beautiful clean, clear lake and the cabin is sitting on a wide 75' sandy shore on the east side. The water depth is a gradual drop to about chest deep at the end of the dock. Sitting on the east side the sunsets are spectacular. The lot is almost 4/10ths of an acre so a great lot for a build or future expansion. This is Minnesota 1940"s lake cabin, and it has been lovingly preserved, all knotty pine on the inside and cedar decks on the outside. There are 3 bedrooms and a bunk room, 2 patios, 2 decks, a screed porch and a boat shed. This is a place where memories are made and life is enjoyed. Listing Realtor is Owner
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Architectural Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Disposal,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Block,Partially Finished,Storage Space,Walk-Out Access
Bathroom
- Level: Main
- Area: 12
- Dimensions: 4x3
Bedroom
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom2
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom3
- Level: Lower
- Area: 88
- Dimensions: 11x8
Bedroom4
- Level: Lower
- Area: 322
- Dimensions: 23x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 110
- Dimensions: 11x10
Deck
- Level: Main
- Area: 110
- Dimensions: 11x10
Features
- Finished area below ground: 500
- Finished area above ground: 576
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Kitchen
- Level: Main
- Area: 182
- Dimensions: 14x13
Living Room
- Level: Main
- Area: 140
- Dimensions: 14x10
Other
- Level: Lower
- Area: 30
- Dimensions: 6x5
Patio
- Level: Main
- Area: 240
- Dimensions: 24x10
Patio
- Level: Lower
- Area: 98
- Dimensions: 14x7
Screened Porch
- Level: Main
- Area: 204
- Dimensions: 17x12
Utility Room
- Level: Lower
- Area: 30
- Dimensions: 6x5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 235500130
- Zoning description: Residential-Single Family
- Foundation area: 576
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Porch,Screened,Wrap Around
- Has view: Yes
- View description: Lake,West
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(15-26),Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 75
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 75 x 211 x 111 x 201.46
Parking
- Parking features: Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Kandiyohi County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,960 | $35,520 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $444 | $5,328 |
| Electricity | $170 | $2,050 |
| Total | $3,858 | $46,296 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $595,000 |
| 2026-02-19 | Price change | $599,900 |
| 2025-08-06 | Listed for sale | $625,000 |
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