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104 High St, Fort Gay, WV, 25514

3beds
1baths
1,492sqft
$135,000
$90price/sqft
$1,033/moest. monthly cost
$41,320/yrincome needed

About This Home

Historic three (3) bedroom, two (2) bathroom home in Downtown Ft Gay just to the left of the Former Ft Gay High School that is under complete renovation. This home is in good condition and is move in ready for the buyer that is looking for a historic type home. There is also a two (2) two bedroom, One (1) bathroom apartment that in good condition and can start generating income from day one. If a buyer wanted to rent that house and the apartment, it would be an instant money maker. The lot is approximately 60' wide and the line is drawn at approximately where the basketball pole is (look for the tape on the fence). The front lot facing Court St is not included but can be purchase separately, it is listed as 3216 Court Street; MLS 181894

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Fort Gay Pre K-8Grades PK-80.2 mi
2/10
Tolsia High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Connection

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom

  • Level: First
  • Area: 156

Bedroom1

  • Level: Second
  • Area: 169

Bedroom2

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Vinyl,Wood
  • Fireplace features: Scuttle

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Kitchen

  • Level: First
  • Area: 130

Living Room

  • Level: First
  • Area: 169

Property

Details

  • Parcel number: 41

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Private Yard
  • Fencing: Chain Link
  • Topography of land: Level

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 60 x 132

Parking

  • Total spaces: 2
  • Parking features: 2 Cars,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Strong Wind
Ice Storm
Landslide
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$116$1,392
Property Taxes $54$648
Electricity $181$2,178
Total$1,033$12,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,417/yr
40% on housing$30,990/yr
45% on housing$27,546/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 25514$100
Wayne County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 25514$99
Wayne County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-06Listed for sale$135,000

For Sale by Agent

AgentJeff Maddox
BrokerageGreat American Realty

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