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811 Steel Dr, Apollo Beach, FL, 33572

5beds
4baths
2,209sqft
$449,999
$204price/sqft
$3,125/moest. monthly cost
$125,000/yrincome needed

About This Home

What's Special: 1st Floor Primary Bedroom | 5th Bedroom | High Ceilings | No Rear Neighbors | Close to Amenities. New Construction – Ready Now! Built by America’s Most Trusted Homebuilder. Welcome to the Santa Rosa at 811 Steel Drive in Indigo Creek! This home is designed for effortless entertaining and everyday comfort. The first floor flows beautifully from the kitchen to the dining area and into the airy two-story great room. Just beyond, a covered lanai with a sliding glass pocket door invites the indoor-outdoor living. The primary suite offers a peaceful retreat with a spacious walk-in closet, a dual sink vanity, and a walk-in shower. A half bath and laundry room sit conveniently near the foyer and garage entry. Upstairs, four secondary bedrooms provide space for everyone, including one with a private bath while the others share a full bath. Indigo Creek in Apollo Beach features scenic lake views, open-concept homes, and planned amenities like a pool, cabana, dog park, boardwalk, butterfly garden, and nature playscape. Additional Highlights Include: a secondary bedroom added in place of a loft, 8' interior doors, all appliances included, and covered lanai. MLS#TB8415097

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Doby Elementary SchoolGrades PK-54.6 mi
2/10
Eisenhower Middle SchoolGrades 2-3,5-125.3 mi
3/10
Lennard High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Cement Siding

Other

  • Builder model: Santa Rosa
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedroom5

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: First

Features

  • High Ceilings,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Luxury Vinyl,Tile

Great Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,738
  • Total interior livable area: 2,209 sqft

Kitchen

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Shower No Tub,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0542343124
  • Zoning: RES
  • Special condition: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Irrigation System

Lot

  • Lot size: 4,800 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$314$3,768
Property Taxes $314$3,768
Electricity $222$2,667
Total$3,125$37,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,142/yr
40% on housing$93,750/yr
45% on housing$83,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 33572$231
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33572$222
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$449,999
2026-03-17Pending sale$448,999
2026-03-03Price change$448,999
2026-01-16Price change$444,999
2026-01-06Price change$441,999
2025-11-12Price change$439,999
2025-10-19Price change$451,999
2025-08-07Listed for sale$439,999

New Construction Spec

AgentMichelle Campbell
BrokerageTAYLOR MORRISON REALTY OF FL

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