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321 Pleasant Ave #3A, New York, NY, 10035

0beds
1baths
0sqft
$240,000
--price/sqft
$1,753/moest. monthly cost
$70,120/yrincome needed

About This Home

Welcome to your new home in vibrant East Harlem! This spacious 1-bathroom HDFC co-op is a gem nestled just steps away from the picturesque Harlem River. Boasting a prime location with convenient access to shopping options like Costco, Aldi, and the iconic Patsy's pizza, this residence has a unique blend of urban convenience and cozy charm. Upon entering, you'll be greeted by a light-filled and generously proportioned living space, thanks to the tall ceilings that add an airy and open feel throughout the apartment. The apartment has a finished wood floor. The bedroom has a slot for the air conditioner so you don't have to install it in the window. Also these windows are huge giving the apartment plenty of sunlight. Very low maintenance also. The monthly maintenance is only 663.00. This apartment will not last. For those who rely on public transportation, the location couldn't be more ideal. A short walk takes you to the 4 & 6 trains, providing quick and easy access to the rest of the city. Whether you're commuting for work or exploring the diverse neighborhoods of New York, you'll find your daily travels to be a breeze. Your new urban retreat awaits, where every member of your household – including your furry friends – can feel right at home. Schedule a viewing today and experience the convenience and charm that this home has to offer! HDFC Guidelines and maximum income restrictions apply: 1 person: $112,080 2 persons: $128,160 3 persons: $144,120 4 persons: $160,080

Getting Around

92
WalkingWalker's Paradise
100
TransitRider's Paradise
83
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 0

Property

Details

  • Special condition: Restricted Sale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$152$1,824
Property Taxes $142$1,704
Electricity $246$2,954
Total$1,753$21,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,102/yr
40% on housing$52,590/yr
45% on housing$46,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10035$617
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10035$999
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Price change$240,000
2025-08-11Listed for sale$250,000

For Sale by Agent

AgentRamon Abreu
BrokerageRA Brokerage

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