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7960 Milltown Cir, Cheltenham, PA, 19012

3beds
3baths
2,570sqft
$499,990
$195price/sqft
$3,553/moest. monthly cost
$142,120/yrincome needed

About This Home

Welcome to this beautifully maintained 4 years young end-unit townhome in the highly sought-after Ashbourne Estates community. Offering 3 bedrooms, 2.5 bathrooms, a finished basement, and a premium private lot, this home combines modern finishes with a convenient location near major highways and Philadelphia. Step inside to a bright, sun-filled flex space that's perfect for a home office, sitting room, or additional entertaining area. The open-concept main level features a stunning kitchen with quartz countertops, a large breakfast island, full stainless steel appliance package, tiled backsplash, pantry, and abundant cabinetry. The kitchen flows seamlessly into the dining area and spacious living room, creating the perfect layout for everyday living and entertaining. Upstairs, you'll find three generously sized bedrooms along with the convenience of a second-floor laundry room. The primary suite offers an oversized walk-in closet and a private en-suite bathroom. The finished walk-out basement provides additional living space, ideal for a family room, gym, playroom, or media room, while still offering plenty of storage. Built just four years ago, this home features modern construction, updated finishes, and low-maintenance living. Situated on a premium private lot, it's truly move-in ready. Conveniently located with easy access to Route 1 and Route 73, and less than 10 miles from Center City Philadelphia, this home offers the perfect balance of comfort, style, and accessibility. Sellers can accommodate a quick closing!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Myers Elementary SchoolGrades K-40.7 mi
7/10
Cedarbrook Middle SchoolGrades 7-82.6 mi
4/10
Cheltenham High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Tankless Water Heater
  • Laundry features: Upper Level,Washer In Unit,Dryer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Family Room

  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Features

  • Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),Ceiling Fan(s),Open Floorplan
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 630
  • Finished area above ground: 1,940

Half Bath

  • Level: Main
  • Area: 30
  • Dimensions: 5 X 6

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 2,570 sqft

Kitchen

  • Level: Main
  • Area: 270
  • Dimensions: 18 X 15

Laundry

  • Level: Upper
  • Area: 56
  • Dimensions: 8 X 7

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Primary Bathroom

  • Level: Upper
  • Area: 54
  • Dimensions: 6 X 9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 270
  • Dimensions: 18 X 15

Recreation Room

  • Level: Lower
  • Area: 506
  • Dimensions: 23 X 22

Storage Room

  • Level: Lower
  • Area: 264
  • Dimensions: 12 X 22

Utility Room

  • Level: Lower
  • Area: 143
  • Dimensions: 11 X 13

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 310000689161
  • Zoning: RESIDENTAL
  • Special condition: Standard
  • Exclusions: Refrigerator

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,570 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$207$2,484
Property Taxes $537$6,444
Electricity $281$3,383
Total$3,553$42,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,817/yr
40% on housing$106,590/yr
45% on housing$94,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 19012$215
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19012$200
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$499,990
2026-07-15Listed for sale$515,000
2023-08-10Sold$499,505

For Sale by Agent

AgentSal Bua
BrokerageSmires & Associates

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