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40 Derringer St, Sugarloaf, PA, 18249

5beds
1baths
1,980sqft
$174,900
$88price/sqft
$1,370/moest. monthly cost
$54,800/yrincome needed

About This Home

Spacious five-bedroom home full of potential and character. Situated on a desirable corner lot, this property offers solid construction ready for your personal updates and vision. Features include an updated metal roof, new heating system throughout the second floor, off street parking, and a fenced in yard perfect for pets, play, or entertaining. Inside you will find a generous room sizes and a flexible layout with endless possibilities for customization. Looking for a primary residence, investment opportunity, or renovation project? This is the home for you!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Valley El/Middle SchoolGrades K-84.7 mi
4/10
Hazleton Area High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: Very Good

Materials

  • Construction materials: Metal Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom

  • Level: First
  • Area: 54.72
  • Dimensions: 4.8 x 11.4

Bedroom1

  • Level: Second
  • Area: 179.8
  • Dimensions: 11.6 x 15.5

Bedroom2

  • Level: Second
  • Area: 157.76
  • Dimensions: 11.6 x 13.6

Bedroom3

  • Level: Second
  • Area: 189.15
  • Dimensions: 9.69 x 19.5

Bedroom4

  • Level: Fourth
  • Area: 98.04
  • Dimensions: 7.6 x 12.9

Bedroom5

  • Level: Second
  • Area: 184.9
  • Dimensions: 11.52 x 16.05

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,980

Heating & Cooling

  • Heating features: Oil,Propane,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Level: First
  • Area: 176.32
  • Dimensions: 11.6 x 15.2

Laundry

  • Level: First
  • Area: 90.48
  • Dimensions: 7.8 x 11.6

Living Room

  • Level: First
  • Area: 156.4
  • Dimensions: 11.5 x 13.6

Living Room

  • Level: First
  • Area: 210.04
  • Dimensions: 11.8 x 17.8

Office

  • Level: First
  • Area: 125.67
  • Dimensions: 7.1 x 17.7

Property

Details

  • Parcel number: 03U4S3 012013000
  • Zoning: Residential
  • Zoning description: Residential
  • Exclusions: all personal property

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 50x100

Parking

  • Parking features: Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$66$792
Property Taxes $196$2,352
Electricity $224$2,692
Total$1,370$16,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,971/yr
40% on housing$41,100/yr
45% on housing$36,533/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 18249$138
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18249$145
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$199,900
2026-03-01Listing removed$169,900
2025-11-19Price change$169,900
2025-10-23Price change$175,000
2025-09-24Price change$195,000
2025-09-04Price change$205,000
2025-08-17Price change$215,000
2025-08-09Listed for sale$219,900

For Sale by Agent

AgentNicole Berry
BrokerageRPA Real Estate

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