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736-738 Osmond Ave, Dayton, OH, 45417

2beds
1baths
1,176sqft
$104,900
$89price/sqft
$1,064/moest. monthly cost
$42,560/yrincome needed

About This Home

Great investment opportunity. This remodeled ranch offers 2 bedrooms with semi-finished basement. New flooring throughout and air. Off street parking with a two car garage. All utilities are split. Call and schedule a showing today.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Westwood Pre-K-8 SchoolGrades PK-60.2 mi
3/10
Wogaman Middle SchoolGrades 7-81.6 mi
2/10

Construction

Condition

  • Year built: 1931

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Aluminum Frames,Skylight(s)

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Property

Details

  • Parcel number: R72124030059
  • Zoning: Residential
  • Zoning description: Residential

Lot

  • Lot size: 5,118 sqft
  • Lot size dimensions: .1175

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$190$2,280
Property Taxes $151$1,812
Electricity $193$2,320
Total$1,064$12,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,480/yr
40% on housing$31,920/yr
45% on housing$28,373/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 45417$69
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45417$72
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$107,000
2026-04-28Listing removed$107,000
2026-04-16Listed for sale$107,000
2025-09-24Listing removed$775
2025-09-20Price change$775
2025-08-24Price change$795
2025-08-09Listed for rent$800

For Sale by Agent

AgentSusan E Gilbert
Brokerage1st National Realty

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