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299-301 Stump Pond Road, Livingston Manor, NY, 12758

6beds
2baths
2,174sqft
$464,500
$214price/sqft
$3,626/moest. monthly cost
$145,040/yrincome needed

About This Home

Beautiful farmstead with 23+ acres of property (additional land available) has been in the same family for generations. Includes two vintage handyman farmhouses and multiple outbuildings plus a large rustic barn in need of repair. Land is gorgeous with open meadows, some woods, stone walls and a lovely pastoral view. The homes each offer 3 bedrooms; one has two enclosed porches and a walk-up attic. Room count and SF in listing combines both. One home was built in 1920, the other in 1940; both need lots of elbow grease, however, they are bursting with potential. Zoning is CD – Conservation District - which allows for 3-acre minimum lot size and is intended to protect the sensitive natural areas in the Town of Callicoon from over-development. Located in an extremely beautiful area, this property is perfectly suited for multi-generational living, investment opportunity with two rentals or live in one and rent the other, as well as the perfect getaway. Plenty of open space and usable land for horses, farm animals, gardens, greenhouses, pets and recreation or whatever your agricultural needs may be. Enormous frontage would make it easy to subdivide if desired. Land is fairly level with a gentle slope and there are seasonal views of Stump Pond. Peach trees, rhubarb and concord grapes are just a few of the pleasant farmland surprises. 10+ acres just across the road are also available for sale.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Inside

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet
  • Flooring: Combination
  • Attic: Pull Stairs,See Remarks,Stairs,Storage,Unfinished,Walkup

Heating & Cooling

  • Heating features: Baseboard,Hot Air,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Property

Details

  • Parcel number: 228901200001006001
  • Special condition: None

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Open,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 23.40 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,348$28,176
Home Insurance *$219$2,628
Property Taxes $700$8,400
Electricity $359$4,311
Total$3,626$43,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,320/yr
40% on housing$108,780/yr
45% on housing$96,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 12758$280
Sullivan County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 12758
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$464,500
2026-02-10Listing removed$464,500
2025-10-06Price change$464,500
2025-08-09Listed for sale$474,500

For Sale by Agent

AgentCarol Malek
BrokerageMalek Properties

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