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85 Birch Rd, Swiftwater, PA, 18370

--beds
0baths
--sqft
$29,900
--price/sqft
$426/moest. monthly cost
$17,040/yrincome needed

About This Home

Wooded lot in a prime location, offering the perfect blend of privacy and convenience. Nestled in a quality subdivision, this property is ideally situated near outlet shopping, ski resorts, water parks, and a wide variety of dining options. Easy access to major roadways makes commuting or weekend getaways a breeze. Build your dream home surrounded by nature while enjoying all the area's year-round attractions just minutes away. Whether you're seeking a vacation retreat or full-time residence, this location delivers the best of the Poconos.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Unimproved Land

Property

Details

  • Parcel number: 12.11A.1.25
  • Zoning description: Residential
  • Special condition: Standard

Lot

  • Lot size: 0.86 Acres
  • Features: Cul-De-Sac,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$11$132
Property Taxes $40$480
Electricity $224$2,692
Total$426$5,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,605/yr
40% on housing$12,780/yr
45% on housing$11,360/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 18370$66
Monroe County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 18370$146
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-09Listed for sale$29,900

For Sale by Agent

AgentKeith S. Torregrossa
BrokerageRE/MAX of the Poconos

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