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N 4048 Ackland Rd, Saint Ignace, MI, 49781

2beds
2baths
1,710sqft
$369,900
$216price/sqft
$2,400/moest. monthly cost
$96,000/yrincome needed

About This Home

REDUCED! ''First time offered to outside family. Highly motivated sellers! '' One-of-a kind custom build! Escape to your own private wooded sanctuary just minutes from the heart of historic St. Ignace--one of Michigan's oldest settlements, rich with Native American and French heritage--and a short ferry ride to world-famous Mackinac Island. A quick drive south takes you to not only the Kewadin Casino, but also to Mackinaw City, home to the legendary Mackinac Bridge, Fort Michilimackinac, and charming shops that have welcomed visitors for generations. This custom-built retreat offers 1,710 sq ft of carefully crafted living space, created as a complete one-off build by Cryderman Builders. Inside, vaulted ceilings and abundant natural light with wrap around windows frame elegant finishes, including custom large Cedar logs provide the open floor plan from ceiling to lower level. The main living area provides a comfortable open floor plan. Perched above the main living area, the loft-style master suite offers a private retreat with a warm, open feel. Vaulted ceilings with an overlooking view of the great room below. Complete open lower level offers great potential for more bedrooms if desired. With complete wrap around deck and walk-out lower level, this property provides flexible guest and recreation areas. Set on 2.5 acres of pristine forest with no HOA, this turn-key, fully furnished property is ideal for short-term rental income, a seasonal escape, or year-round living. From your doorstep, enjoy quick access to historic attractions, world-class fishing and hunting, and the unmatched charm of Michigan's Straits of Mackinac region. AirDNA estimated at 54% occupancy, a $54,000 annual revenue.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
St. Ignace Middle SchoolGrades PK-89.2 mi
6/10
Lasalle High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Dryer,Cooktop
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s)
  • Flooring: Laminate
  • Finished area above ground: 1,710

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Covered Entrance

Details

  • Parcel number: 01113100930

Features

  • Stories: 2
  • Patio & porch: Deck,Patio/Porch
  • Frontage type: None

Lot

  • Lot size: 2.50 Acres
  • Features: Natural
  • Lot size dimensions: 330 x 330 x 330 x 330

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Mackinac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$77$924
Property Taxes $265$3,180
Electricity $188$2,259
Total$2,400$28,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,285/yr
40% on housing$72,000/yr
45% on housing$64,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 49781$181
Mackinac County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 49781
Mackinac County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$389,900
2025-12-08Price change$399,900
2025-08-11Listed for sale$425,000

For Sale by Agent

AgentTammy Shepard
BrokerageMackinac Properties, Inc

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