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2827 Route 44 S, Shinglehouse, PA, 16748

3beds
1baths
1,316sqft
$125,000
$95price/sqft
$988/moest. monthly cost
$39,520/yrincome needed

About This Home

This is a rare opportunity to own a fisherman's dream along the scenic Oswayo River in Millport! This charming 3-bedroom, 1-bath home offers first-floor living with a spacious bedroom and full bath on the main level, plus a large eat-in kitchen perfect for gatherings after a day on the water. The property features a generous 2-car garage for your gear, plus a 10' x 24' workshop—ideal for fly tying, hobbies, or extra storage. Whether you're looking for a peaceful getaway or a full-time residence with riverfront beauty, this property has endless potential!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Oswayo Valley El SchoolGrades PK-50.4 mi
--
7/10
Oswayo Valley High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block,Stone
  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,316 sqft

Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: River,River Front

Lot

  • Lot size: 0.53 Acres
  • Features: Views
  • Lot size dimensions: 0.525

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Workshop
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$30$360
Property Taxes $102$1,224
Electricity $224$2,692
Total$988$11,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,874/yr
40% on housing$29,640/yr
45% on housing$26,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 16748$67
Potter County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 16748
Potter County$334

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$155,599
2026-01-01Price change$160,000
2025-08-11Listed for sale$165,000

For Sale by Agent

AgentKaren Ott
BrokerageMountain Valley Realty - Coudersport

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