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401 Osprey Rd, Eureka, MT, 59917

4beds
2baths
1,760sqft
$379,500
$216price/sqft
$2,435/moest. monthly cost
$97,400/yrincome needed

About This Home

This home on a 1.22 acre lot is part of a brand-new 44-lot subdivision. Skillfully crafted and beautifully designed family home with quality features and amenities including expansive living room open to extra large chef’s style gourmet kitchen and formal dining, multi-purpose utility/laundry/mud room, unique family studio, large comforting master bedroom boasting luxurious ensuite privately located away from three king size guest bedrooms and bath number two at opposite end of home. Don't miss out on the chance to be part of this exciting new community! Reach out to the listing agent to learn more about special financing opportunities available within this subdivision.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Fortine SchoolGrades PK-63.2 mi
--
Fortine 7-8Grades 7-83.2 mi
2/10
Lincoln Co High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Poured

Other

  • Builder name: See Remarks

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 56471728201730000
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Residential,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 1.22 Acres
  • Features: Back Yard,Front Yard,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Cold Wave
Inland Flooding
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,918$23,016
Home Insurance $208$2,496
Property Taxes $158$1,896
Electricity $151$1,812
Total$2,435$29,220

Income You'd Need if You Spent...

35% on housing$83,485/yr
40% on housing$73,050/yr
45% on housing$64,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 59917$340
Lincoln County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 59917
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Price change$419,000
2025-08-11Price change$569,000
2025-08-11Price change$494,000
2025-08-11Listed for sale$419,000

For Sale by Agent

AgentStefanie Ann Hanson
BrokerageBeckman's Real Estate

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