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7345 County Hwy W, Presque Isle, WI, 54557

3beds
1baths
1,272sqft
$399,000
$314price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Discover 165 feet of pristine, west-facing frontage on the highly sought-after Turtle 3 Lake Chain. Set on 2 wooded acres, this South Turtle Lake property offers breathtaking sunsets, exceptional privacy, and endless Northwoods recreation. The rustic cottage is ready for your vision—renovate, update, or build your dream waterfront retreat. Enjoy level frontage with easy access to boating, fishing, swimming, and exploring South Turtle Lake, North Turtle Lake, and Rock Lake from your own shoreline. Conveniently located near the UP, downhill ski areas, WinMan Trails, cross-country skiing, bike trails, and just minutes from Manitowish Waters, Boulder Junction, and Presque Isle. Properties offering 165 feet of frontage, 2 acres, and Turtle Chain access are exceptionally rare. ATV/UTV access from the driveway adds even more recreational appeal to this outstanding Northwoods opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
2/10
Lakeland High SchoolGrades 9-1224.7 mi

Construction

Materials

  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: None,Sump Pump,Slab

Bedroom2

  • Level: Main
  • Area: 63

Bedroom3

  • Level: Main
  • Area: 54

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Great room,Vaulted Ceiling(s),Split bedrooms,Internet- Fiber available,Beamed Ceilings,Ceiling Fan(s),Bonus Room,Mud Room
  • Number of fireplaces: 1
  • Fireplace features: 1 fireplace,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,272

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Kitchen

  • Features: Range/Oven,Refrigerator
  • Level: Main
  • Area: 198

Living Room

  • Level: Main
  • Area: 264

Master Bedroom

  • Level: Main
  • Area: 90

Property

Details

  • Parcel number: 28430
  • Zoning: RES
  • Exclusions: AS-IS

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Dock/Pier,Waterfront,Lake Front,Water ski lake
  • Waterbody name: South Turtle
  • Frontage length: Waterfront: 165
  • Residential vegetation: Wooded

Lot

  • Lot size: 1.91 Acres
  • Features: On ATV/Snowmobile trail,Rural-not in subdivision,Subject Shoreland Zoning

Parking

  • Parking features: No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$171$2,052
Property Taxes $229$2,748
Electricity $171$2,054
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 54557$226
Vilas County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 54557
Vilas County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$399,000
2025-11-21Listing removed$449,000
2025-10-09Price change$449,000
2025-08-11Listed for sale$499,900

For Sale by Agent

AgentAdam Bruckner
BrokerageCollective Real Estate Group

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