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10056 State Highway 431, Guntersville, AL, 35976

1beds
1baths
0sqft
$749,900
--price/sqft
$4,821/moest. monthly cost
$192,840/yrincome needed

About This Home

2.87+/- PRIME COMMERCIAL LAND ON U S HIGHWAY 431, ALBERTVILLE, ALABAMA.SITUATED ON THE BUSTLING HWY 431, THIS PROPERTY ENJOYS PRIME VISIBILITY, HIGH TRAFFIC COUNT ENSURES MAXIMUM EXPOSURE FOR YOUR BUSINESS, MAKING IT AN IDEAL LOCATION FOR A WIDE RANGE OF COMMERCIAL VENTURES. BENEFIT FROM THE STEADY FLOW OF TRAFFIC AND CAPITALIZE ON THE DYNAMIC BUSINESS ENVIRONMENT OF ALBERTVILLE. WHETHER YOU ARE LOOKING TO ESTABLISH A RETAIL STOREFRONT, A SERVICE ORIENTED BUSINESS OR COMMERCIAL ENTERPRISE, THIS PROPERTY PROVIDES IT! This is property has been Co-brokered with Julie Brown at Southern Elite Realty. To schedule a showing call Julie at .

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Ala Avenue Middle SchoolGrades 7-83.3 mi
5/10
Albertville High SchoolGrades 9-123.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 0

Property

Lot

  • Lot size: 2.87 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$603$7,236
Property Taxes $187$2,244
Electricity $240$2,881
Total$4,821$57,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,291/yr
40% on housing$144,630/yr
45% on housing$128,560/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$236
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-11Listed for sale$749,900

For Sale by Agent

AgentChandler Hampton
BrokerageMossy Oak Properties Southeast Land & Wildlife, LLC

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