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6403 Joe Cotton Trl, Tallahassee, FL, 32309

4beds
3baths
1,950sqft
$305,000
$156price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

Easily assessable 4 bedroom 3 bathroom home in Killearn Acres, right off Shannon Lakes, without the traffic. Excellent schools, shopping and dining. All measurements are approximate and need to be verified by buyer.

Getting Around

23
WalkingCar-Dependent
16
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10
Lawton Chiles High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator

Bedroom2

  • Dimensions: 12x10

Bedroom3

  • Dimensions: 10x12

Bedroom4

  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Dimensions: 10x12

Family Room

  • Dimensions: 19x12

Features

  • Split Bedrooms,Walk-In Closet(s)
  • Flooring: Plank,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,950
  • Total interior livable area: 1,950 sqft

Kitchen

  • Dimensions: 10x10

Living Room

  • Dimensions: 15x17

Master Bedroom

  • Dimensions: 13x13

Property

Details

  • Parcel number: 12073142560 AQ0360
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 112 x 197 x 112 x 197

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Leon County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$208$2,496
Property Taxes $408$4,896
Electricity $197$2,366
Total$2,355$28,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 32309$249
Leon County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 32309$211
Leon County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$305,000
2026-05-22Price change$315,000
2026-05-15Listed for sale$350,000
2024-02-26Sold$206,500
2004-06-22Sold$136,900

For Sale by Agent

AgentShannon Pararo
BrokerageBig Fish Real Estate Services

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