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5224 Twin Falls Rd, Morgan Hill, CA, 95037

3beds
2baths
3,095sqft
$1,500,000
$485price/sqft
$9,313/moest. monthly cost
$372,520/yrincome needed

About This Home

Dreaming of mountain living while working in Silicon Valley? Your sanctuary awaits.Nestled on 4.87 private acres in a historic hidden valley east of Loma Prieta, this stunning 3,095 sq ft retreat sits 900 feet above the fog, haze, and noise below where the air is crisp, the light is golden, and the silence is yours. Breathtaking 180-degree canyon views unfold through expansive windows, flooding the home with natural light and framing nature's ever-changing canvas. Inside, soaring ceilings, rich hardwood floors, and an open floor plan create an airy, effortlessly elegant atmosphere complete with an inspiring art studio, a refined office/library, and remarkable acoustics throughout. The chef's kitchen features a gas range, double oven, and stainless appliances. Gather by the wood-burning fireplace on cool mountain evenings, or drift onto the expansive patio beneath a majestic oak to watch the sun melt over the hills with a glass of wine in hand. A fully automated solar system with backup generator ensures sustainable, uninterrupted living. A detached RV-ready garage, workshop, and versatile outbuildings complete this remarkable property. This is more than a home it's a daily escape into tranquility, beauty, and intention. Privacy. Craftsmanship. Nature. All yours.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

4/10
6/10
10/10
Ann Sobrato High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Crawl Space,Wood Frame
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: DoubleSinks, PrimaryTubwJets, ShowerandTub

Bedroom

  • Features: WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,095
  • Total interior livable area: 3,095 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 74217020
  • Zoning: HS
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Forest/Woods

Lot

  • Lot size: 4.87 Acres
  • Features: Sloped Up

Parking

  • Total spaces: 10
  • Parking features: Covered
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire
Drought
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$216$2,592
Property Taxes $850$10,200
Electricity $663$7,964
Total$9,313$111,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$319,302/yr
40% on housing$279,390/yr
45% on housing$248,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 95037$647
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95037$666
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$1,500,000
2026-04-29Listing removed$1,598,000
2026-03-24Price change$1,598,000
2026-01-28Price change$1,648,000
2025-10-22Price change$1,749,000
2025-09-16Price change$1,799,000
2025-08-12Listed for sale$1,899,000

For Sale by Agent

AgentJessica Bermea
BrokerageCompass

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