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130 Bonner St #128, Dayton, OH, 45410

5beds
2baths
2,988sqft
$245,000
$82price/sqft
$2,125/moest. monthly cost
$85,000/yrincome needed

About This Home

Great opportunity to own a cash flowing double in Historic South Park. Live in one and get rental income from the other. Updates include plumbing, electric, new furnaces, new hot water heaters, freshly painted units, new vinyl plank flooring. 3 & 2 beds and 1 bath per side, would be a perfect rental to UD students, Miami Valley Hospital employees, professionals working downtown. Unit 128 is a 2-bedroom unit that has a loft area that can be converted to an additional bedroom. The rent on this unit is currently at $850.Unit 130 is a 3-bedroom unit with current rent at 950. Both tenants are month to month renters offering flexibility to a potential purchaser. All appliances stay. Fenced in backyard.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-60.6 mi
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Cellar
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,988
  • Total interior livable area: 2,988 sqft

Property

Details

  • Parcel number: R72027020050
  • Zoning: Residential
  • Zoning description: Residential

Lot

  • Lot size: 2,739 sqft
  • Lot size dimensions: .069

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$214$2,568
Property Taxes $353$4,236
Electricity $320$3,845
Total$2,125$25,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,857/yr
40% on housing$63,750/yr
45% on housing$56,666/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 45410$90
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45410$97
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$245,000
2026-04-27Listed for sale$255,000
2025-09-11Listing removed$285,000
2025-08-13Listed for sale$285,000

For Sale by Agent

AgentWilliam J Furlong
BrokerageStreetlight Realty LLC

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