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782 E Lorca St, Mountain House, CA, 95391

4beds
3baths
2,550sqft
$1,034,450
$406price/sqft
$6,628/moest. monthly cost
$265,120/yrincome needed

About This Home

Discover this must-see Foster home, situated on a desirable corner homesite. Included features: a welcoming covered porch; a main-floor bedroom and bathroom; a large great room; a gourmet kitchen offering quartz countertops, a roomy pantry and a center island; an open dining area; a charming sunroom; a convenient laundry; a beautiful primary suite showcasing a spacious walk-in closet and a private bath with double sinks; an airy loft; a key drop and a covered patio. This home also offers vinyl plank flooring in select rooms. Visit today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,550 sqft

Property

Details

  • Parcel number: 25818018

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,230$62,760
Home Insurance *$171$2,052
Property Taxes $681$8,172
Electricity $546$6,561
Total$6,628$79,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,245/yr
40% on housing$198,840/yr
45% on housing$176,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 95391$375
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95391$363
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$1,034,450
2025-10-22Price change$1,054,450
2025-10-15Price change$1,024,450
2025-10-08Price change$1,005,450
2025-10-03Price change$980,450
2025-09-27Price change$930,450
2025-09-17Price change$1,000,041
2025-09-12Price change$1,020,450
2025-09-06Price change$1,090,450
2025-09-04Price change$1,020,450
2025-08-22Price change$1,090,450
2025-08-07Listed for sale$1,120,450

New Construction Spec

BrokerageRichmond American Homes

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