45948 Swallow Ter, Sterling, VA, 20165
About This Home
****SELLER OFFERING $7,500 TOWARDS BUYER CLOSING COSTS. DON'T MISS THIS OPPORTUNITY***** Why wait for new construction when you can own this better-than-new luxury condo townhome with major builder warranties still intact? *****PRICED BELOW MARKET VALUE**** and ready for immediate occupancy, this exceptional home offers an incredible opportunity in the highly sought-after Regal Chase community. Built in late 2024 and offering approximately 2,600 square feet of beautifully designed living space, this stunning 2-level residence is one of the largest condo floorplans in the community. Featuring 4 spacious bedrooms, 2.5 bathrooms, and an open-concept layout, this home seamlessly blends modern style with everyday functionality. Unlike many homes on the market, there is absolutely no carpet throughout the home. Luxury Vinyl Plank flooring extends throughout the main level, upper-level hallways, and all bedrooms, creating a cohesive, upscale look while offering durability and easy maintenance. The thoughtfully designed floor plan features expansive living and dining areas, abundant natural light, generous bedroom sizes, and the convenience of an upper-level laundry room. The attached garage, private driveway, and additional guest parking provide exceptional convenience for both homeowners and visitors. Located in Regal Chase—one of Loudoun County's most desirable new communities—this home places you just steps from restaurants, coffee shops, and shopping, with Dulles Town Center, Cascades Overlook Plaza, and major commuter routes only minutes away. Enjoy quick access to Route 7, Route 28, and Dulles International Airport, while being surrounded by beautifully maintained open spaces, walking trails, and community amenities. This is a rare opportunity to own a nearly new, turnkey home without the wait, uncertainty, or added expense of new construction. With modern finishes, one of the community's largest floor plans, premium flooring throughout, and valuable builder warranties conveying to the new owner, this home delivers exceptional value, comfort, and peace of mind. Schedule your private tour today and discover why this standout Regal Chase residence is the perfect place to call home.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2024
Materials
- Foundation: Slab
- Construction materials: Brick,Masonry
Other
- Builder name: Beazer Homes
Type & Style
- Home type: Townhouse
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Double Oven,Oven/Range - Gas,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
- Laundry features: Upper Level,Washer In Unit,Dryer In Unit
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Combination Dining/Living,Dining Area,Efficiency,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Efficiency,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Other,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Soaking Tub,High Ceilings
- Window features: Energy Efficient,Screens
- Flooring: Luxury Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 2,598
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,598
- Total interior livable area: 2,598 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 029407816006
- Zoning: R16
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Lighting
- Has view: Yes
- View description: Other,Street,Trees/Woods
Lot
- Features: Cleared,Landscaped,Premium
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear,Garage Door Opener,Inside Entrance,Free,Attached,Driveway,On Street,Parking Lot
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $416 | $4,992 |
| Electricity | $250 | $3,002 |
| Total | $3,937 | $47,244 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $624,990 |
| 2026-06-11 | Listed for sale | $635,000 |
| 2025-10-07 | Listing removed | $635,000 |
| 2025-09-24 | Price change | $635,000 |
| 2025-09-05 | Price change | $640,000 |
| 2025-08-22 | Listed for sale | $650,000 |
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