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1040 Valley View Dr, Bloomfield, NM, 87413

5beds
3baths
2,175sqft
$491,000
$226price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

Welcome to your dream home in the final phase of the coveted Valley View Estates subdivision! This stunning, brand new, to be constructed, five-bedroom, three-bath residence features a oversized two-car garage on a large irrigated lot. As you step inside discover a bright and airy living area with vaulted ceilings that seamlessly flows into the modern kitchen. The heart of the home boasts custom cabinets and countertops, offering both style and functionality. Enjoy the comfort of refrigerated air throughout, ensuring a pleasant atmosphere year-round. Primary bedroom has it's own walk in closet, stand alone tub and shower. On the opposite end of the home are four additional bedrooms and two full bathrooms. One of the unique perks of this home is the opportunity for buyers to personalize their space, selecting colors for stucco, shingles, paint, flooring, and more to truly make it their own. With prices on the rise, this is your chance to secure a piece of mind in a brand new build. Don't miss out on the opportunity to create lasting memories in your new Valley View Estates home! Lots are broker owned.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
6/10
Mesa Alta Jr High SchoolGrades 7-81.6 mi
8/10
Bloomfield High SchoolGrades 9-120.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Microwave,Range Hood,Free-Standing Range,Tankless Water Heater
  • Laundry features: Mud Room

Bedroom2

  • Area: 130.97
  • Dimensions: 11.8 x 11.1

Bedroom3

  • Area: 135.16
  • Dimensions: 12.4 x 10.9

Bedroom4

  • Area: 135.16
  • Dimensions: 12.4 x 10.9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 147.6
  • Dimensions: 12 x 12.3

Features

  • Cth/Vlt Ceilings,Kitchen Island

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Kitchen

  • Area: 198.03
  • Dimensions: 16.1 x 12.3

Living Room

  • Area: 451.8
  • Dimensions: 25.1 x 18

Master Bedroom

  • Area: 162.4
  • Dimensions: 14 x 11.6

Other

  • Area: 130.97
  • Dimensions: 11.8 x 11.1

Other

  • Area: 37.04
  • Dimensions: 5.7 x 6.5

Property

Accessibility

  • Accessibility features: Accessible Entrance,No Steps/No Stairs

Details

  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Patio
  • Fencing: None

Lot

  • Lot size: 10,018 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,482$29,784
Home Insurance *$171$2,052
Property Taxes $212$2,544
Electricity $154$1,855
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 87413$155
San Juan County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 87413$190
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-14Listed for sale$491,000

For Sale by Agent

AgentAmanda L Banks
BrokerageS.J. Gabaldon Constr. & Realty

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