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475 Hawksbill Dr, Franklinton, NC, 27525

3beds
3baths
2,462sqft
$344,999
$140price/sqft
$2,242/moest. monthly cost
$89,680/yrincome needed

About This Home

**100% Financing/USDA Eligible***This beautifully maintained 3 bedroom, 2.5 bath home is located in the desirable Cedar Crossing community. With over 2,450 sqft of living space, this home offers an open floor plan, ideal for both everyday living and entertaining. The spacious kitchen features a large center island, stainless steel appliances, and ample cabinet space. The kitchen opens to a bright family room with large windows and views of the backyard and patio, perfect for relaxing or outdoor dining. Upstairs, you'll find a versatile loft area, great for a home office, playroom, or second living space. The primary suite includes a large walk-in closet, and a private en-suite bath with dual vanities, soaking tub, and separate shower. Two additional bedrooms, a full bath, pull down attic space and storage closet complete the second floor. Don't miss the community pool and additional parking area for guests. Located just minutes from downtown Franklinton, and a short drive to Wake Forest and Raleigh, you have everything you need within reach. The refrigerator will stay, so mark that off of your to-do list. Come see it for yourself, this is the one!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Franklinton ElementaryGrades PK-52.1 mi
4/10
Cedar Creek MiddleGrades 6-82.4 mi
6/10
Franklinton HighGrades 9-120.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Dan Ryan Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Kitchen Island,Open Floorplan,Pantry,Separate Shower,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,462
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,462
  • Total interior livable area: 2,462 sqft

Property

Details

  • Parcel number: 047458
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Cabana,Community,Outdoor Pool
  • Patio & porch: Front Porch,Patio,Porch
  • Exterior features: Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 8,712 sqft
  • Features: Back Yard,Front Yard,Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$129$1,548
Property Taxes $140$1,680
Electricity $229$2,751
Total$2,242$26,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,868/yr
40% on housing$67,260/yr
45% on housing$59,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 27525$203
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27525$181
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$345,000
2026-04-02Listed for sale$360,000
2025-08-22Listing removed$360,000
2025-08-14Listed for sale$360,000
2021-11-10Sold$275,000

For Sale by Agent

AgentErika Luster
BrokerageKeller Williams Elite Realty

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