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4006 Center Rd, Ashtabula, OH, 44004

5beds
2baths
2,560sqft
$220,000
$86price/sqft
$1,768/moest. monthly cost
$70,720/yrincome needed

About This Home

Welcome to this rare investment opportunity in Saybrook Township. Whether you're an investor seeking immediate cash flow or an owner-occupant looking to live in one unit and let the other pay your mortgage, this fully updated duplex delivers. Over the last four years, both units have been completely remodeled — new kitchens, flooring, paint, fixtures, and more (see full update list and financial data in supplements). Both units have their own dedicated washer and dryer, all appliances are owned by the landlord and stay with the property. Tenants pay gas and electric; owner pays water and sewer. Turnkey condition, strong fundamentals, and nothing left to do but collect rent — don't let this one pass you by.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
2/10
Lakeside High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1956

Materials

  • Roof: Pitched
  • Construction materials: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,560

Heating & Cooling

  • Heating features: Baseboard,Electric,Forced Air,Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Property

Details

  • Parcel number: 480030004701

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.57 Acres

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$177$2,124
Property Taxes $205$2,460
Electricity $274$3,294
Total$1,768$21,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,617/yr
40% on housing$53,040/yr
45% on housing$47,146/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 44004$89
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44004$113
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$220,000
2026-07-08Listed for sale$225,000
2025-08-18Listing removed$1,200
2025-08-14Listed for rent$1,200

For Sale by Agent

AgentJacob Poyar
BrokerageHomeSmart Real Estate Momentum LLC

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