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9955 Killdeer Ln Lot 1237, Lakeland, FL, 33810

3beds
2baths
1,560sqft
$189,999
$122price/sqft
$1,404/moest. monthly cost
$56,160/yrincome needed

About This Home

Live the Cove Carefree Lifestyle! Enjoy 12 Months Rent-Free with New Homes Purchases"" Welcome to this stunning 2025 Palm Harbor Energy Star home offering 3-bedrooms, 2-bathrooms with 1,600 square feet of modern living space. From the front covered porch, step through the front door and take in the wow factor with the tray ceiling in the living room with recessed lighting, crown molding and gorgeous luxury vinyl plank flooring throughout the home. This open concept, split floor plan home is a perfect blend of elegance, comfort, and thoughtful upgrades. The kitchen is a chef's dream with a large center island, expansive counter space, and stainless-steel appliances, flowing seamlessly into a spacious dining and living area. The covered back porch off the dining and living rooms opens to a lush green space. The primary suite includes a large walk-in closet and an ensuite bathroom with floating dual sink vanity with undercounter lighting and a spacious walk-in shower. The guest bedrooms and guest bathroom are located on the opposite end of the home from the primary suite to offer privacy. The utility laundry room offers direct access to the carport and shed. Schedule your tour today to see this gorgeous home in person! 1 YEAR FREE GOLF MEMBERSHIP to both our Championship & Executive Courses included in sale. ***Listing details are provided by homeowner and are not guaranteed.***

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Socrum Elementary SchoolGrades PK-51.4 mi
2/10
3/10
Lake Gibson Senior High SchoolGrades PK,9-124.9 mi

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,560

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1339

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$132$1,584
Property Taxes $115$1,380
Electricity $197$2,366
Total$1,404$16,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,137/yr
40% on housing$42,120/yr
45% on housing$37,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$121
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$189,999
2026-01-30Price change$199,999
2025-11-06Listed for sale$219,000
2025-11-06Listing removed$219,000
2025-08-15Listed for sale$219,000

For Sale by Agent

AgentSandra Bergman
BrokerageCove Communities

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