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804 N Jefferson St Lot 1, Silver Lake, IN, 46982

2beds
1baths
980sqft
$23,999
$24price/sqft
$337/moest. monthly cost
$13,480/yrincome needed

About This Home

Looking for Your Forever Home?Have you been discouraged by past experiences trying to buy a home? Are rising rental prices wearing you down? We have the perfect solution for you!Introducing a beautifully remodeled 2 Bedroom, 1 Bathroom home featuring a spacious kicked-out living room-perfect for relaxing or entertaining. Located at 804 N Jefferson St, Lot 1, Silver Lake, IN 46982, this home is nestled in a peaceful community that offers both small-town charm and easy access to nearby conveniences.For Sale: $25,000Monthly Site Rent: $465.00 (includes water, sewer, and trash service)Not Included: Gas and ElectricityCommunity Highlights:Quiet, well-maintained neighborhoodClose to local parks, schools, and shopsSafe and welcoming atmosphere for families, retirees, or first-time buyersCome discover what life in Silver Lake, IN has to offer. This is your opportunity to enjoy peaceful, affordable living in a home that's move-in ready.We Offer:Resident Referral ProgramContact Sandra Camacho today at to schedule your tour or learn more about this home.Apply Now: https://tccm.twa.rentmanager.com/ApplyNow?unitID=5741locations=1We are an EHO (Equal Housing Opportunity) community.Disclaimer:Some images include AI-generated staging to help visualize potential interior and landscaping possibilities. Actual property features may vary and the homes come unfurnished.Please contact us to set up a showing.Note: We are a mobile home community, not a dealership. If you are looking for a home to move to your own property, we recommend contacting a dealership in your area. We are seeking residents who want to live in and be part of our community.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
6/10
Edgewood Middle SchoolGrades 7-810.9 mi
9/10

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Ceiling Fan(s)

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Features

  • Patio & porch: Deck

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $121$1,452
Home Insurance *$20$240
Property Taxes $12$144
Electricity $184$2,212
Total$337$4,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,554/yr
40% on housing$10,110/yr
45% on housing$8,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$24This listing

vs Other Active Listings

Avg $/sqft

ZIP 46982$55
Kosciusko County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 46982$106
Kosciusko County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$25,000
2026-03-12Price change$26,000
2025-12-22Price change$29,900
2025-12-08Price change$30,000
2025-08-15Listed for sale$32,000

For Sale by Agent

AgentSandra Camacho

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