




6708 State Highway 28, Hartwick, NY, 13348
About This Home
This 10,000 square foot Commercial property is now available and the possibilities are endless. This blank slate was once designed and approved by the township to be a restaurant and event center. But could be turned into apartments, store front, diner, or even a great start to a large home. This well thought out design with tall ceilings make everything look grand as you walk through the double doors. All plumbing electrical and heating is roughed in with a centralized control room. Multiple bathrooms are set up in such a way to be compliant with ADA standards. A Large Area is ready to add an industrial kitchen. The large windows allow for natural sunlight to brighten the dining room. The basement is designed for storage and office space but can be developed to accommodate any business. The property contains over 33 acres total with a pond. Plenty of area for parking. The electric is a local municipality that is a low cost alternative to the usual electric cost. Location Location Location centrally located between Canadaraga Lake and Otsego Lake just outside of Fly Creek. It is located at the intersection or State Highway 80 and State Highway 28 making accessibility a breeze. Come see what this property has to offer. AFFORDABLE COMMERCIAL SPACE only 3 miles from COOPERSTOWN in the charming & quaint village of Fly Creek.
Getting Around
Schools
Construction
Condition
- Year built: 2007
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Slab
Features
- Finished area above ground: 10,000
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 10,000
- Total interior livable area: 10,000 sqft
Property
Details
- Parcel number: 365089097.0000002004.422
- Lease amount: 0
Features
- Has view: Yes
- View description: Farm,Mountain,Street,Wooded
- Frontage length: 0
Lot
- Lot size: 33.36 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,635 | $43,620 |
| Home Insurance * | $510 | $6,120 |
| Property Taxes | $922 | $11,064 |
| Electricity | $1,652 | $19,831 |
| Total | $6,719 | $80,628 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $719,000 |
| 2026-02-06 | Listing removed | $739,000 |
| 2025-12-04 | Price change | $739,000 |
| 2025-09-15 | Price change | $769,000 |
| 2025-08-15 | Listed for sale | $799,000 |
