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6708 State Highway 28, Hartwick, NY, 13348

0beds
0baths
10,000sqft
$719,000
$72price/sqft
$6,719/moest. monthly cost
$268,760/yrincome needed

About This Home

This 10,000 square foot Commercial property is now available and the possibilities are endless. This blank slate was once designed and approved by the township to be a restaurant and event center. But could be turned into apartments, store front, diner, or even a great start to a large home. This well thought out design with tall ceilings make everything look grand as you walk through the double doors. All plumbing electrical and heating is roughed in with a centralized control room. Multiple bathrooms are set up in such a way to be compliant with ADA standards. A Large Area is ready to add an industrial kitchen. The large windows allow for natural sunlight to brighten the dining room. The basement is designed for storage and office space but can be developed to accommodate any business. The property contains over 33 acres total with a pond. Plenty of area for parking. The electric is a local municipality that is a low cost alternative to the usual electric cost. Location Location Location centrally located between Canadaraga Lake and Otsego Lake just outside of Fly Creek. It is located at the intersection or State Highway 80 and State Highway 28 making accessibility a breeze. Come see what this property has to offer. AFFORDABLE COMMERCIAL SPACE only 3 miles from COOPERSTOWN in the charming & quaint village of Fly Creek.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Slab

Features

  • Finished area above ground: 10,000

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 10,000
  • Total interior livable area: 10,000 sqft

Property

Details

  • Parcel number: 365089097.0000002004.422
  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Farm,Mountain,Street,Wooded
  • Frontage length: 0

Lot

  • Lot size: 33.36 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$510$6,120
Property Taxes $922$11,064
Electricity $1,652$19,831
Total$6,719$80,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,365/yr
40% on housing$201,570/yr
45% on housing$179,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 13348$189
Otsego County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 13348$102
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Listed for sale$719,000
2026-02-06Listing removed$739,000
2025-12-04Price change$739,000
2025-09-15Price change$769,000
2025-08-15Listed for sale$799,000

For Sale by Agent

AgentJosh Buell
BrokerageWHITETAIL PROPERTIES REAL ESTATE LLC (NY)

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