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2008 E Fort Macon Road E #H-13, Atlantic Beach, NC, 28512

2beds
2baths
766sqft
$385,000
$503price/sqft
$2,329/moest. monthly cost
$93,160/yrincome needed

About This Home

Discover coastal living at its finest in the sought-after Southwinds oceanfront community in Atlantic Beach. This charming two-bedroom, two-bath condo is tucked within a gated oceanfront setting and offers beautiful ocean views from the private back deck, the perfect spot to enjoy morning coffee or unwind after a day at the beach. Whether you're searching for a personal seaside retreat or an investment opportunity with proven rental potential, this condo checks all the boxes. Just steps from the beach, Southwinds residents enjoy two oceanfront swimming pools, creating an ideal blend of relaxation and recreation. Ideally located near Atlantic Beach's restaurants, shopping, and local attractions, Southwinds offers the best of coastal convenience while maintaining a peaceful, private atmosphere. A wonderful opportunity to own in one of the Crystal Coast's most desirable oceanfront communities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
5/10
West Carteret High SchoolGrades 8-125.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Other,Pilings
  • Roof: Membrane
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Range,Dishwasher
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Furnished,Blinds/Shades
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 766
  • Total interior livable area: 766 sqft

Property

Details

  • Parcel number: 638520929472013
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: In Ground
  • Patio & porch: Covered,Balcony
  • Exterior features: Cluster Mailboxes,Outdoor Grill
  • Fencing: None
  • Has view: Yes
  • View description: Ocean,Water
  • Has water view: Yes
  • Water view: Ocean,Water
  • Waterfront features: Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 600 - 799

Lot

  • Features: Ocean Side,Water Access Comm

Parking

  • Parking features: Shared Driveway,Parking Lot,Lighted,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$42$504
Property Taxes $141$1,692
Electricity $200$2,405
Total$2,329$27,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,851/yr
40% on housing$69,870/yr
45% on housing$62,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$503This listing

vs Other Active Listings

Avg $/sqft

ZIP 28512$330
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28512$522
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$385,000
2026-07-07Listing removed$385,000
2026-01-19Listed for sale$385,000
2026-01-08Listing removed$385,000
2025-08-15Listed for sale$385,000

For Sale by Agent

AgentCarey Otto
BrokerageKeller Williams Crystal Coast

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